Credit union · NCUA insured
IBEW/SJ Cascade Federal Credit Union CD Rates
IBEW/SJ Cascade Federal Credit Union’s best CD rate is 0.40% APY on a 1-year share certificate (CD). Terms run from 6 months to 1 year. Rates checked October 22, 2026.
How IBEW/SJ Cascade Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Salem, OR, where IBEW/SJ Cascade Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
IBEW/SJ Cascade Federal Credit Union
0.35%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $35
Share Certificates
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
Central Willamette Credit Union
4.16%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $750
- Earns on $10,000
- $416
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 0.35%APY · 2 terms
Early withdrawal penalty may apply. Additional deposits are not allowed after opening.
| Term | APY · $500 and up | APY · $1,000 and up | APY · $10,000 and up | APY · $20,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 6 monthsEarly withdrawal penalty applies | 0.10% | 0.25% | — | — | 0.10%0.25% from $1k | $5 |
| 12 monthsEarly withdrawal penalty applies | 0.10% | 0.25% | 0.35% | 0.40% | 0.10%0.25% from $1k0.35% from $10k0.40% from $20k | $10 |
Sources (3)
All captured Sep 15, 2026
Special-purpose accounts
IRA Certificates
0.85%APY · 1 term
A penalty will be imposed for early withdrawal on certificate accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 monthsEarly withdrawal penalty applies | 0.85% | $171 |
Sources (1)
- ibewsjcu.org/pages/rates.html · captured Sep 15, 2026
Who can join IBEW/SJ Cascade Federal Credit Union
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