Credit union · NCUA insured
IBEW/SJ Cascade Federal Credit Union
A $22.5M credit union headquartered in Salem, OR, with 2,831 members and 1 branch in Oregon. Best rates: CDs 0.40% and savings 0.25% APY.
IBEW/SJ Cascade Federal Credit Union Carrot Score
72
Carrot Score
Higher than 31% of U.S. banks and credit unions
#14 of 23 in Salem, OR metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About IBEW/SJ Cascade Federal Credit Union
Headquartered in Salem, Oregon, IBEW/SJ Cascade Federal Credit Union is a member-owned financial cooperative chartered in 1961.
Started by Local 280, the credit union later merged with Statesman Journal FCU in 1995 and Roth's Employees FCU in 2005.
- Headquarters
- 1825 12th St SE Ste 130, Salem, OR 97302-2159
- NCUA charter
- 14402
Branches
1 branch in Oregon
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Oregon
1 branch
- IBEW/SJ Cascade FCUMain office1825 12th St SE Ste 130, Salem, OR 97302Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.11% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.31% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.81% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $72 | $59 | — |
- CapitalNet worth ratio14.11%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.31%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.81%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$72Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of IBEW/SJ Cascade Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.