Credit union · NCUA insured
IBEW 175 FCU Auto Loan Rates
IBEW 175 FCU auto loans start at 6.00% APR for a new vehicle and 6.50% for a used one. Rates checked October 15, 2026.
How IBEW 175 FCU’s auto loan rates compare
Compared with banks and credit unions near Chattanooga, TN-GA, where IBEW 175 FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
IBEW 175 FCU
6.00%APR
- Terms
- up to 60 months
New Auto Loan
Lowest rate
Collegedale Credit Union
3.89%APR
- Terms
- —
2nd-lowest rate
Coosa Valley Credit Union
3.99%APR
- Terms
- —
IBEW 175 FCU auto loan score
64
Auto loan score
Higher than 10% of U.S. banks and credit unions
- New vehicleNew6.00%
- Used vehicleUsed6.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where IBEW 175 FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loan
Subject to credit approval. Advertised rates are subject to change without notice and may vary based on applicant creditworthiness and loan term. Other restrictions may apply. Interest will continue to accrue during any deferred payment period (Extensions, Skip-a-payments, etc.).
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.00% | Rate is as low as stated. Subject to credit approval and creditworthiness. |
| up to 48 months | 5.50% | Rate is as low as stated. Subject to credit approval and creditworthiness. |
| up to 60 months | 6.00% | Rate is as low as stated. Subject to credit approval and creditworthiness. |
| up to 72 months | 6.50% | Rate is as low as stated. Subject to credit approval and creditworthiness. |
Sources (1)
- ibew175fcu.com/loans-rates · captured Oct 15, 2026
Used Auto Loan
Subject to credit approval. Advertised rates are subject to change without notice and may vary based on applicant creditworthiness and loan term. Other restrictions may apply. Interest will continue to accrue during any deferred payment period (Extensions, Skip-a-payments, etc.).
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.75% | Rate is as low as stated. Subject to credit approval and creditworthiness. |
| up to 48 months | 6.00% | Rate is as low as stated. Subject to credit approval and creditworthiness. |
| up to 60 months | 6.50% | Rate is as low as stated. Subject to credit approval and creditworthiness. |
| up to 72 months | 6.75% | Rate is as low as stated. Subject to credit approval and creditworthiness. |
Sources (1)
- ibew175fcu.com/loans-rates · captured Oct 15, 2026
Who can join IBEW 175 FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.