Horizon Credit Union Credit Card Rates

How Horizon Credit Union’s credit card rates compare

Compared with banks and credit unions near Kingsport, TN-VA, where Horizon Credit Union has the most branches. Ongoing purchase APR, lowest first.

This credit union’s lowest
Horizon Credit Union
9.90%APR
Visa Classic Credit Cards
Lowest rate
United Southeast Federal Credit Union
7.90%APR
United Southeast Federal Credit Union rates
2nd-lowest rate
National Bank of Blacksburg
9.00%APR
National Bank of Blacksburg rates

Credit card score

Higher than 65% of U.S. banks and credit unions

By rate

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

Where Horizon Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Available to Horizon Credit Union members.

Applies to	APR	Annual fee	Conditions
Ongoing	9.90%	None	Credit Rating A. Rate may be higher depending on credit history, underwriting criteria, and loan amount.
Ongoing	13.90%	None	Credit Rating B. Rate may be higher depending on credit history, underwriting criteria, and loan amount.
Ongoing	16.90%	None	Credit Rating C. Rate may be higher depending on credit history, underwriting criteria, and loan amount.
Ongoing	18.00%	None	Credit Rating D. Rate may be higher depending on credit history, underwriting criteria, and loan amount.

Sources (2)

All captured Oct 7, 2026

Required $2,000 minimum limit. Available to Horizon Credit Union members.

Applies to	APR	Annual fee	Conditions
Ongoing	7.90%	None	Credit Rating A. Fixed rate. Rate may be higher depending on credit history, underwriting criteria, and loan amount.

Sources (3)

All captured Oct 7, 2026

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