Credit union · NCUA insured
Harrison County Federal Credit Union Auto Loan Rates
Harrison County Federal Credit Union auto loans start at 4.25% APR for a new vehicle and 4.75% for a used one. Rates checked October 22, 2026.
How Harrison County Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Clarksburg, WV, where Harrison County Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Harrison County Federal Credit Union
4.25%APR
- Terms
- 60–72 months
2025-2024 New Auto
Lowest rate
Chessie Federal Credit Union
4.24%APR
- Terms
- 49–60 months
3rd-lowest rate
Home Federal Credit Union
4.49%APR
- Terms
- —
Harrison County Federal Credit Union auto loan score
89
Auto loan score
Higher than 88% of U.S. banks and credit unions
- New vehicleNew4.25%
- Used vehicleUsed4.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Harrison County Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
2020-2017 Used Auto
Rates based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 6.00% | Rates as low as. |
| up to 72 months | 5.75% | Rates as low as. |
| up to 60 months | 5.50% | Rates as low as. |
| up to 48 months | 5.00% | Rates as low as. |
| up to 36 months | 5.00% | Rates as low as. |
2025-2021 Used Auto
Rates based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.50% | Rates as low as. |
| up to 72 months | 5.00% | Rates as low as. |
| up to 60 months | 4.75% | Rates as low as. |
| up to 48 months | 4.25% | Rates as low as. |
| up to 36 months | 4.00% | Rates as low as. |
2025-2024 New Auto
Rates based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
| Terms | APR | Conditions |
|---|---|---|
| 72–84 months | 4.50% | Rates as low as. |
| 60–72 months | 4.25% | Rates as low as. |
| 48–60 months | 4.00% | Rates as low as. |
| 36–48 months | 4.00% | Rates as low as. |
| 1–36 months | 3.50% | Rates as low as. |
Who can join Harrison County Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- An individual may join Harrison County FCU if they live or work in Harrison County.
Cost to join
- A minimum balance of $25.00 in savings is required at all times to maintain membership.
Membership information collected October 4, 2026.