Credit union · NCUA insured
Hoosier United Credit Union Credit Card Rates
Hoosier United Credit Union credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Hoosier United Credit Union’s credit card rates compare
Compared with banks and credit unions near Indianapolis, IN, where Hoosier United Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Hoosier United Credit Union
10.90%APR
Visa Credit Card
Lowest rate
Christian Family Credit Union
8.90%APR
2nd-lowest rate
Firefighters Credit Union
8.90%APR
Hoosier United Credit Union credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Hoosier United Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
NO annual fee. NO cash advance fees. Limits available up to $10,000. Minimum payment is 2.50% of the balance, with a minimum payment of $25.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | Rate quoted is limited to A+ credit tiers only; higher rates may apply based on credit worthiness. Rate as low as 10.90% APR. Maximum financing/limit up to $10,000.00. Payment is 2.50% of the balance, minimum payment $25. NO annual fee. NO cash advance fees. |
Sources (3)
- hoosierunitedcu.com/loan/rates
- hoosierunitedcu.com/loans/types/visa-credit-card
- hoosierunitedcu.com/loans
All captured Oct 7, 2026
Who can join Hoosier United Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Membership is open to anyone who joins the Cooperative Financial Association (CFA) by paying a $5 membership fee.
Employers and groups
- Membership is open to employees, members, and family members of Ag One Co-Op.
- Membership is open to employees, members, and family members of Balkamp.
- Membership is open to employees, members, and family members of Brehob Electric.
- Membership is open to employees, members, and family members of CountryMark.
- Membership is open to employees, members, and family members of Cranfill Advertising.
9 more ways to join
Employers and groups
- Membership is open to employees, members, and family members of Daniels Associates.
- Membership is open to employees, members, and family members of Flint Group.
- Membership is open to employees, members, and family members of Hoosier United Credit Union.
- Membership is open to Local IBEW 481 contractors, members, employees, and family members.
- Membership is open to employees, members, and family members of employees or members of Indiana Farm Bureau, Incorporated.
- Membership is open to employees, members, and family members of employees or members of Indiana Farm Bureau Insurance Company.
- Membership is open to employees, members, and family members of Maplehurst Bakery.
- Membership is open to SMART Local 20 contractors, members, employees, and family members.
Family and household
- Membership is open to family members or friends of an existing HUCU Member.
Cost to join
- A $5 membership fee to participate in Cooperative Financial Association (CFA) qualifies an applicant for membership.
Membership information collected October 5, 2026.