Credit union · NCUA insured
Honolulu Fire Department Federal Credit Union Credit Card Rates
Honolulu Fire Department Federal Credit Union credit cards start at 10.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Honolulu Fire Department Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Urban Honolulu, HI, where Honolulu Fire Department Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Honolulu Fire Department Federal Credit Union
10.99%APR
Visa Platinum Credit Card
Lowest rate
Hawaii Schools FCU
7.90%APR
2nd-lowest rate
Hawaiian Financial Federal Credit Union
8.90%APR
Honolulu Fire Department Federal Credit Union credit card score
77
Credit card score
Higher than 44% of U.S. banks and credit unions
- Purchase APRPurchase APR10.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Honolulu Fire Department Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Credit Card
Fixed purchase rate based on creditworthiness. Subject to credit review and membership eligibility.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99% | None | Fixed purchase rate based on credit, as low as 10.99%. No annual fee, no foreign transaction fee, no balance transfer fee or surcharge, no cash advance fee. |
One more rate on its site comes from an older rate sheet (2022) and isn’t shown as current.
Sources (2)
All captured Oct 22, 2026
Who can join Honolulu Fire Department Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Active or retired members of the Hawaii Fire Fighters Association (HFFA), Local No. 1463 are eligible to join.
- Members of The Friends of Iolani Palace are eligible to join.
- Members of the United Union of Roofers, Waterproofers & Allied Workers, Local 221 are eligible to join.
Military, government and schools
- Active or retired members of the Federal Fire Fighters of Hawaii (FFD), Local F-263 are eligible to join.
- Active or retired Honolulu Fire Department employees are eligible to join.
- Active or retired Honolulu Fire Department firefighters are eligible to join.
5 more ways to join
Military, government and schools
- Employees of and students attending Ho’omau Fire Academy are eligible to join.
Family and household
- Immediate family members (current spouse, children and grandchildren, parents and grandparents, siblings) of any individual eligible through the 7 qualifying affiliations are eligible to join.
- Immediate family members (current spouse, children and grandchildren, parents and grandparents, siblings) of any current HFDFCU member are eligible to join.
- Household members living in the same residential household as any individual eligible through the 7 qualifying affiliations are eligible to join.
- Household members living in the same residential household as any current HFDFCU member are eligible to join.
Membership information collected October 4, 2026.