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Home Federal Credit Union Auto Loan Rates

Home Federal Credit Union auto loans start at 4.49% APR for a new vehicle and 5.49% for a used one. Rates checked October 22, 2026.

How Home Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near Clarksburg, WV, where Home Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

Compare auto loan rates near you →

Home Federal Credit Union auto loan score

86

Auto loan score

Higher than 75% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.49%
  • Used vehicleUsed5.49%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Home Federal Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Home Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Individuals who live, work, worship, or attend school in Harrison County are eligible for membership.

Employers and groups

  • Employees of Home Federal Credit Union are eligible for membership.
  • Employees of Corhart Refractories who work in Buckhannon, WV are eligible for membership.
  • Employees of Elder Beerman Stores, Southern Division, working in specified locations across WV, KY, and OH are eligible for membership.
  • Employees of Stonewall Jackson Memorial Hospital in Weston, WV are eligible for membership.
  • Employees of Frontier (formerly Verizon), AT&T, or Lucent Technologies who work in specified West Virginia counties are eligible for membership.
6 more ways to join

Employers and groups

  • Employees of Weyerhaeuser who work in Buckhannon, WV or Heaters, WV are eligible for membership.

Military, government and schools

  • Employees of Barbour County Board of Education and Alderson-Broaddus College who work in or are supervised from Barbour County, WV are eligible for membership.
  • Employees of Randolph County School System in Elkins, West Virginia are eligible for membership.

Family and household

  • Immediate family members (parents, spouses, siblings, children, grandparents, grandchildren, stepparents, stepchildren, stepbrothers, stepsisters, and adopted children) of members, and individuals living in the same household and maintaining a single economic unit with a member, are eligible for membership.
  • Spouses of persons who died while within the field of membership of the credit union are eligible for membership.

Other ways

  • Persons retired as pensioners or annuitants from eligible qualifying employment groups are eligible for membership.

Cost to join

  • A deposit of $5.00 is required to open credit union membership.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
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