Credit union · NCUA insured
Home Federal Credit Union
A $37.7M credit union headquartered in Clarksburg, WV, with 3,027 members and 1 branch in West Virginia.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Home Federal Credit Union
Founded in 1950, Home Federal Credit Union is headquartered in Clarksburg, West Virginia.
The credit union serves 26 counties in West Virginia.
- Headquarters
- 131 W Pike St, Clarksburg, WV 26301
- NCUA charter
- 6674
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Harrison County are eligible for membership.
Employers and groups
- Employees of Home Federal Credit Union are eligible for membership.
- Employees of Corhart Refractories who work in Buckhannon, WV are eligible for membership.
- Employees of Elder Beerman Stores, Southern Division, working in specified locations across WV, KY, and OH are eligible for membership.
- Employees of Stonewall Jackson Memorial Hospital in Weston, WV are eligible for membership.
- Employees of Frontier (formerly Verizon), AT&T, or Lucent Technologies who work in specified West Virginia counties are eligible for membership.
6 more ways to join
Employers and groups
- Employees of Weyerhaeuser who work in Buckhannon, WV or Heaters, WV are eligible for membership.
Military, government and schools
- Employees of Barbour County Board of Education and Alderson-Broaddus College who work in or are supervised from Barbour County, WV are eligible for membership.
- Employees of Randolph County School System in Elkins, West Virginia are eligible for membership.
Family and household
- Immediate family members (parents, spouses, siblings, children, grandparents, grandchildren, stepparents, stepchildren, stepbrothers, stepsisters, and adopted children) of members, and individuals living in the same household and maintaining a single economic unit with a member, are eligible for membership.
- Spouses of persons who died while within the field of membership of the credit union are eligible for membership.
Other ways
- Persons retired as pensioners or annuitants from eligible qualifying employment groups are eligible for membership.
Cost to join
- A deposit of $5.00 is required to open credit union membership.
Branches
1 branch in West Virginia
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West Virginia
1 branch
- Home Federal Credit UnionMain office131 W Pike St, Clarksburg, WV 26301Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.33% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.89% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.64% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $74 | $59 | — |
- CapitalNet worth ratio14.33%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.89%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.64%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$74Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Home Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.