Credit union · NCUA insured
Hockley County Credit Union Auto Loan Rates
Hockley County Credit Union auto loans start at 4.75% APR for a new vehicle and 8.25% for a used one. Rates checked October 16, 2026.
How Hockley County Credit Union’s auto loan rates compare
Compared with banks and credit unions near Lubbock, TX, where Hockley County Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Hockley County Credit Union
4.75%APR
New Autos
Lowest rate
ALLIANCE Credit Union
4.70%APR
2nd-lowest rate
Complex Community Federal Credit Union
4.70%APR
Hockley County Credit Union auto loan score
80
Auto loan score
Higher than 53% of U.S. banks and credit unions
- New vehicleNew4.75%
- Used vehicleUsed8.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Hockley County Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Autos
Rates are based on an "A" credit score (700 or more according to Experian) and loan payments placed on direct deposit, payroll deduction, or external monthly bank draft. Other credit scores and payment methods result in higher rates.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.75% | New Car Rates Promo: Starting as low as 4.75%. |
| up to 72 months | 6.25% | Based on "A" credit score (700+) and payments placed on direct deposit, payroll deduction, or external monthly bank draft. |
Program Autos
Rates are based on an "A" credit score (700 or more according to Experian) and loan payments placed on direct deposit, payroll deduction, or external monthly bank draft. Other credit scores and payment methods result in higher rates.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 7.25% | Based on "A" credit score (700+) and payments placed on direct deposit, payroll deduction, or external monthly bank draft. |
Sources (1)
- hockleycountycu.org/loan-rates · captured Oct 7, 2026
Used Autos
Rates are based on an "A" credit score (700 or more according to Experian) and loan payments placed on direct deposit, payroll deduction, or external monthly bank draft. Other credit scores and payment methods result in higher rates.
| Terms | APR | Conditions |
|---|---|---|
| up to 66 months | 8.25% | For 2017 - 2025 models. Maximum terms listed: 66 months, 60 months, 54 months, 48 months, 42 months. Based on "A" credit score (700+) and payments placed on direct deposit, payroll deduction, or external monthly bank draft. |
| up to 36 months | 12.25% | For 2016 models and below. Based on "A" credit score (700+) and payments placed on direct deposit, payroll deduction, or external monthly bank draft. |
Who can join Hockley County Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone / members of the community can join through the Booster Club Association.
Employers and groups
- Members or associates of the Booster Club Association are eligible for membership.
- Employees of Covenant Hospital Levelland are eligible for membership.
- Employees of SPCAA - South Plains Community Assn. are eligible for membership.
Military, government and schools
- Employees of Anton ISD are eligible for membership.
- Employees of Hockley County Appraisal District are eligible for membership.
11 more ways to join
Military, government and schools
- Hockley County Employees are eligible for membership.
- Levelland City Employees are eligible for membership.
- Employees of Levelland Christian School are eligible for membership.
- Employees of Levelland ISD are eligible for membership.
- Employees of Ropesville ISD are eligible for membership.
- Employees of Smyer ISD are eligible for membership.
- Employees of South Plains College are eligible for membership.
- Employees of Sundown ISD are eligible for membership.
- Employees of Whitharral ISD are eligible for membership.
Family and household
- Immediate family or household members of employees of eligible groups are eligible to join.
- Family members of any member of the listed eligible entities are eligible to join.
Cost to join
- An initial share deposit of $25 is required to open an account, and members must maintain a $25 balance.
Membership information collected October 5, 2026.