Credit union · NCUA insured
Hialeah Municipal Employees Federal Credit Union Auto Loan Rates
Hialeah Municipal Employees Federal Credit Union auto loans start at 5.00% APR for a new vehicle and 5.00% for a used one. Rates checked October 15, 2026.
How Hialeah Municipal Employees Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Miami, FL, where Hialeah Municipal Employees Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Hialeah Municipal Employees Federal Credit Union
5.00%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
Vehicle Loans
Lowest rate
SUN Credit Union
3.99%APR
- Terms
- —
- Up to
- —
- Discount
- None included
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
Hialeah Municipal Employees Federal Credit Union auto loan score
77
Auto loan score
Higher than 44% of U.S. banks and credit unions
- New vehicleNew5.00%
- Used vehicleUsed5.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Hialeah Municipal Employees Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycles
Rates shown reflect maximum discounts available. Rates are based on individual's creditworthiness and subject to change.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.49% | Borrow up to $100,000; rates reflect maximum discounts available and are based on creditworthiness. |
Sources (1)
- hialeahcu.org/index.php/loans/loanrates · captured Oct 5, 2026
Vehicle Loans
Rates shown reflect maximum discounts available. Rates are based on individual's creditworthiness and subject to change. Available for new and used vehicles.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.49% | Borrow up to $100,000; rates reflect maximum discounts available and are based on creditworthiness. |
| up to 48 months | 4.75% | Borrow up to $100,000; rates reflect maximum discounts available and are based on creditworthiness. |
| up to 60 months | 5.00% | Borrow up to $100,000; rates reflect maximum discounts available and are based on creditworthiness. |
| up to 66 months | 5.15% | Borrow up to $100,000; rates reflect maximum discounts available and are based on creditworthiness. |
| up to 72 months | 5.25% | Borrow up to $100,000; rates reflect maximum discounts available and are based on creditworthiness. |
| up to 78 months | 5.74% | Borrow up to $100,000; rates reflect maximum discounts available and are based on creditworthiness. |
| up to 84 months | 6.25% | Borrow up to $100,000; rates reflect maximum discounts available and are based on creditworthiness. |
Sources (2)
All captured Oct 5, 2026
Who can join Hialeah Municipal Employees Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the credit union are eligible for membership.
Military, government and schools
- Employees of the City of Hialeah, Florida are eligible for membership.
- Employees and retired employees of the City of Miami Springs are eligible for membership.
- Employees of the City of Hialeah Gardens are eligible for membership.
- Employees of the Hialeah Housing Authority who work in Hialeah, Florida are eligible for membership.
Family and household
- Family members of employees and retired employees of the City of Miami Springs are eligible for membership.
4 more ways to join
Family and household
- Immediate family members of eligible persons are eligible for membership.
- Spouses of persons who died while within the field of membership of the credit union are eligible for membership.
Other ways
- Organizations of eligible persons are eligible for membership.
- Persons retired as pensioners or annuitants from the qualifying employment groups are eligible for membership.
Membership information collected October 5, 2026.