Credit union · NCUA insured
Hawaii Schools FCU CD Rates
Hawaii Schools FCU’s best CD rate is 5.00% APY on a 1-year share certificate (CD), with extra requirements. Rates checked October 22, 2026.
How Hawaii Schools FCU’s CD rates compare
Compared with banks and credit unions in Hawaii, where Hawaii Schools FCU has the most branches. $10,000, best rate first.
This credit union’s best
Hawaii Schools FCU
5.00%APY
- Term
- 12 months
- Requires
- Conditions apply
- Minimum
- $0
- Earns on $10,000
- $500
Super Saver Share Certificate
Top rate
Hawaiian Financial Federal Credit Union
4.55%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000
- $494
2nd-highest rate
UHFCU
4.50%APY
- Term
- 5 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $185
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Super Saver Share Certificate
5.00%APY · 1 term
Maximum opening deposit of $1,000.00. Limited to one account per member with a Checking Account direct deposit. Early withdrawal penalty may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsFixed rate of return for a 1-year term with maximum opening deposit of $1,000.00. Limited to one account per member with a Checking Account direct deposit. Early withdrawal penalty may apply | 5.00% | — |
Who can join Hawaii Schools FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Any employee or retiree of the Hawaii Federation of Teachers.
- Any employee or retiree of the Hawaii State Teachers Association (HSTA).
- Any employee or retiree of the National Education Association.
Military, government and schools
- Any member of the State of Hawaii's Board of Education.
- Any employee or retiree of the State of Hawaii's Department of Education.
- Any student or participant of any school, program, or facility operated by the State of Hawaii's Department of Education, including all public and public charter schools (K-12).
2 more ways to join
Military, government and schools
- Any student or participant of any education and activity program conducted on public school campuses, such as the A+ after school program and after school language programs.
Family and household
- Immediate family members (parent, grandparent, spouse, sibling, child, grandchild) or household members of any qualifying individual.
Membership information collected October 4, 2026.