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Credit union · NCUA insured

Harrison Police & Firemen's Federal Credit Union Credit Card Rates

Harrison Police & Firemen's Federal Credit Union credit cards start at 11.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.

How Harrison Police & Firemen's Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near New York, NY-NJ, where Harrison Police & Firemen's Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • This credit union’s lowest

    Harrison Police & Firemen's Federal Credit Union

    11.99%APR

    VISA Credit Cards

  • Top Carrot, Carrot Score 87

    Lowest rate

    Fox Federal Credit Union

    6.95%APR

    Fox Federal Credit Union rates

  • Top Carrot, Carrot Score 87

    2nd-lowest rate

    NYU Federal Credit Union

    7.90%APR

    NYU Federal Credit Union rates

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Harrison Police & Firemen's Federal Credit Union credit card score

72

Credit card score

Higher than 32% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR11.99%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

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Where Harrison Police & Firemen's Federal Credit Union ranks

By credit card score, in each area where it has branches

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Harrison Police & Firemen's Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of this credit union are eligible for membership.
  • Members of the Lions and Elk’s Club of Harrison and East Newark NJ are eligible for membership.

Military, government and schools

  • Employees of the Harrison Board of Education who work in Harrison, NJ are eligible for membership.
  • Crossing guard employees of the Town of Harrison, NJ are eligible for membership.
  • Full-time permanent employees of the Borough of East Newark, NJ are eligible for membership.
  • Permanent employees of the Harrison Housing Authority in Harrison, NJ are eligible for membership.
7 more ways to join

Military, government and schools

  • Members of the Board of Commissioners of the Housing Authority of the Town of Harrison, members of the Planning Board of the Town of Harrison, or members of the Board of the Town of Harrison Department of Health in Harrison, NJ are eligible for membership.
  • Full-time permanent employees of the Town of Harrison, NJ are eligible for membership.
  • Board members of the Town of Harrison, Welfare Department, Local Assistance Board in Harrison, New Jersey are eligible for membership.

Family and household

  • Immediate family members (including spouses, children, siblings, parents, grandparents, grandchildren, step-relatives, and adoptive relationships) and household members of eligible persons are eligible for membership.

Other ways

  • Organizations of persons eligible for membership are eligible to join.
  • Persons retired as pensioners or annuitants from eligible qualifying employment are eligible for membership.
  • Spouses of persons who died while within the field of membership of this credit union are eligible for membership.

Cost to join

  • A $50 minimum balance is required at all times to maintain membership.

Membership information collected October 5, 2026.

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