Credit union · NCUA insured
Guthrie Community Credit Union Auto Loan Rates
Guthrie Community Credit Union auto loan rates start at 4.99% APR. Rates checked October 16, 2026.
How Guthrie Community Credit Union’s auto loan rates compare
Compared with banks and credit unions near Sayre, PA, where Guthrie Community Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Guthrie Community Credit Union
– –
- Terms
- —
- Up to
- —
No ongoing APR published
Lowest rate
P&G Mehoopany Employees Federal Credit Union
4.90%APR
- Terms
- up to 96 months
- Up to
- 17.50% APR
2nd-lowest rate
Ingersoll Rand Federal Credit Union
4.99%APR
- Terms
- 49–60 months
- Up to
- —
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan Refinancing
Membership eligibility is required. Special applies to new and used autos only financed with another lender. Approval subject to lending guidelines and credit qualifications.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | New Auto 2023 & newer. |
| up to 48 months | 4.99% | New Auto 2023 & newer. |
| up to 60 months | 4.99% | New Auto 2023 & newer. |
| up to 72 months | 5.49% | New Auto 2023 & newer. |
| up to 84 months | 6.49% | New Auto 2023 & newer. Minimum loan of $25,000. |
| up to 36 months | 7.24% | Used Auto 2019-2022. |
| up to 48 months | 7.49% | Used Auto 2019-2022. |
| up to 60 months | 7.49% | Used Auto 2019-2022. |
| up to 72 months | 7.99% | Used Auto 2019-2022. |
| up to 36 months | 8.99% | Older Auto 2018 & older. |
| up to 48 months | 9.24% | Older Auto 2018 & older. |
| up to 60 months | 9.49% | Older Auto 2018 & older. |
Sources (1)
- guthriefcu.org/loans-and-credit-cards/auto-refinancing · captured Oct 7, 2026
Who can join Guthrie Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Tompkins, Schuyler, Tioga, Chemung, or Steuben Counties in New York, or Bradford or Tioga Counties in Pennsylvania are eligible to join.
Family and household
- Immediate family members of current GCCU members are eligible to join.
Membership information collected October 5, 2026.