Credit union · NCUA insured
Gundersen Credit Union Auto Loan Rates
Top CarrotGundersen Credit Union auto loans start at 4.64% APR for a new vehicle and 4.64% for a used one. Rates checked October 16, 2026.
How Gundersen Credit Union’s auto loan rates compare
Compared with banks and credit unions near La Crosse, WI-MN, where Gundersen Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Gundersen Credit Union
4.64%APR
- Terms
- —
Vehicle Loan
Lowest rate
Governmental Employees Credit Union
3.99%APR
- Terms
- —
2nd-lowest rate
1st Community Credit Union
4.44%APR
- Terms
- up to 60 months
Gundersen Credit Union auto loan score
88
Auto loan score
Higher than 84% of U.S. banks and credit unions
- New vehicleNew4.64%
- Used vehicleUsed4.64%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Gundersen Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loan
Available to buy new, used/pre-owned, or refinance vehicles. Rates and terms based on creditworthiness, loan-to-value, term of loan, and age of vehicle. Membership eligibility required.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.64% | Special rate as low as 4.64% APR ($29.81 per $1,000 borrowed financed for 36 months). Financing up to 100% of the value of a new car, truck, snowmobile, ATV, or RV. Rates and terms based on creditworthiness, loan-to-value, and age of vehicle. Membership eligibility required. |
| — | 4.64% | Rate based on creditworthiness and term of loan. For new or pre-owned cars, trucks, snowmobiles, ATVs, or RVs, and refinancing. |
Who can join Gundersen Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in La Crosse, Vernon, Trempealeau, Crawford, or Monroe counties are eligible for membership.
Employers and groups
- Employees of Gundersen or the Dairyland Power Coop System are eligible for membership.
- Retirees of Gundersen are eligible for membership.
- Volunteers of Gundersen are eligible for membership.
- Affiliates of Gundersen are eligible for membership.
- Members or employees affiliated with DPC Class A & B Cooperatives are eligible for membership.
3 more ways to join
Employers and groups
- WECA and RESCO employees and any person on the Board of Directors of those organizations are eligible for membership.
- End users of electricity provided by Jump River Electrical Coop are eligible for membership.
Family and household
- Family members of individuals within the field of membership are eligible for membership.
Cost to join
- Membership requires depositing $5.00 in a share savings account.
Membership information collected October 5, 2026.