Gulf Coast Federal Credit Union CD Rates

How Gulf Coast Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Corpus Christi, TX, where Gulf Coast Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Gulf Coast Federal Credit Union
4.00%APY
Term
6 months
Requires
None
Minimum
$500
Earns on $10,000
$198
Term Share Accounts(C.D.’S)
Top rate
Wells Fargo
4.25%APY
Term
11 months
Requires
Another account
Minimum
$5,000
Earns on $10,000
$389
Wells Fargo rates
2nd-highest rate
PNC
4.25%APY
Term
13 months
Requires
None
Minimum
$1,000
Earns on $10,000
$461
PNC rates

Compare CD rates near you →

CD score

Higher than 63% of U.S. banks and credit unions

By term

3–8 months3–8 mo4.00%
9–15 months9–15 mo3.85%
16–30 months16–30 mo3.35%
31–60 months31–60 mo3.00%
QualifiedQualified4.00%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Gulf Coast Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Term Share Accounts(C.D.’S)

Up to 4.00%APY · 5 termsFrom $500 to open

Dividends are calculated by the average daily balance method and paid monthly. A penalty is imposed for early withdrawal. Requires a minimum balance of $500.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
6 months	4.00%	$198
12 months	3.85%	$385
18 months	3.25%	$491
24 months	3.35%	$681
36 months	3.00%	$927

Sources (2)

All captured Sep 17, 2026

Special-purpose accounts

IRA Term Share Certificates

Up to 3.55%APY · 3 termsIRAFrom $500 to open

Dividends are calculated by the average daily balance method and paid monthly. A penalty is imposed for early withdrawal. Requires a minimum opening balance of $500.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
12 months	3.55%	$355
24 months	3.40%	$692
36 months	2.95%	$911

Sources (2)

All captured Sep 17, 2026

Who can join Gulf Coast Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Membership is open to persons who live, work, worship, or attend school in Nueces, San Patricio, or Jim Wells Counties.

Family and household

Membership is extended to the immediate family of members regardless of where they live or work.

Cost to join

A one-time membership fee of $2.50 is required upon opening an account.
A $5.00 share deposit must stay in the share account (savings) at all times to keep the account open.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

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