Credit union · NCUA insured
Gulf Coast Federal Credit Union Auto Loan Rates
Gulf Coast Federal Credit Union auto loan rates start at 4.50% APR. Rates checked October 22, 2026.
How Gulf Coast Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Mobile, AL, where Gulf Coast Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Gulf Coast Federal Credit Union
– –
- Terms
- —
No ongoing APR published
Lowest rate
Navigator Credit Union
4.24%APR
- Terms
- up to 84 months
2nd-lowest rate
Azalea City Credit Union
4.39%APR
- Terms
- —
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycle / ATV / SxS
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 7.49% | — |
Sources (1)
- gulfcoastfcu.org/rates · captured Oct 5, 2026
New Auto
Current year + 2 previous years. Up to 100% financing. No application fee. Longer terms available.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.50% | Current year + 2 previous years |
Preowned Auto
More than 3 years old. Up to 100% financing. No application fee. Longer terms available.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.75% | More than 3 years old |
Who can join Gulf Coast Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.