Credit union · NCUA insured
GSA FCU Auto Loan Rates
GSA FCU auto loan rates start at 3.84% APR. Rates checked October 22, 2026.
How GSA FCU’s auto loan rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where GSA FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
GSA FCU
– –
- Terms
- —
No ongoing APR published
Lowest rate
TruEnergy Federal Credit Union
3.74%APR
- Terms
- up to 60 months
2nd-lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Applies to refinances, used, and new vehicles (cars, trucks, motorcycles). 100% financing available. Up to 60 days with no payments. Terms up to 72 months for new vehicles, up to 60 months for used vehicles, and finance up to 84 months.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 3.84% | Applies to refinances, used, and new vehicles. 60 days with no payments. Finance up to 84 months. 100% financing available. |
Sources (4)
All captured Oct 7, 2026
Who can join GSA FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of Fort Washington Alumnae Chapter, Delta Sigma Theta Sorority, Incorporated are eligible to join.
- Employees of EGA Associates, LLC are eligible to join.
- Employees of Fingerprints Child Development Center who work in Washington, D.C. are eligible to join.
- Employees of District of Columbia Randolph-Sheppard Nominee, Inc., Decision Systems Technologies, Inc. or Master Security, Inc. that are under contract with GSA and work in the GSA Central Office building are eligible to join.
- Employees of Physiocare Rehab & Wellness are eligible to join.
- Members and Affiliates of Triumphant Church of the Redeemed are eligible to join.
14 more ways to join
Employers and groups
- Employees and contractors of Trust Security Services are eligible to join.
Military, government and schools
- Employees of Committee for Purchase from People who are Blind or Severely Disabled are eligible to join.
- Employees and contractors of Equal Employment Opportunity Commission and employees and contractors who work in the EEOC building, U.S. Commission on Civil Rights or Advisory Council on Intergovernmental Relations are eligible to join.
- Employees of Federal Mediation and Conciliation Service are eligible to join.
- Employees and contractors of GSA nationwide are eligible to join.
- Former employees and contractors of GSA nationwide are eligible to join.
- GSA retirees are eligible to join.
- Employees of The Institute of Museum and Library Services are eligible to join.
- Employees of National Advisory Council on Economic Opportunity are eligible to join.
- Employees of National Archives and Records Administration are eligible to join.
- Employees of U.S. Commission on Civil Rights are eligible to join.
- Employees of U.S. Institute for Peace are eligible to join.
Family and household
- Everyone related to a current member by blood, adoption or marriage is eligible to join GSA FCU, regardless of where s/he lives.
Other ways
- Badge holders of any GSA building where the Credit Union has a physical presence are eligible to join.
Membership information collected October 4, 2026.