Bank · FDIC insured
Grinnell State Bank Credit Card Rates
Top CarrotGrinnell State Bank credit cards start at 14.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Grinnell State Bank’s credit card rates compare
Compared with banks and credit unions near Des Moines, IA, where Grinnell State Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Grinnell State Bank
14.99%APR
- Up to
- 24.99% APR
Platinum Edition
Lowest rate
Advantage Credit Union
7.90%APR
- Up to
- 13.90% APR
2nd-lowest rate
IH Mississippi Valley Credit Union
7.90%APR
- Up to
- —
Grinnell State Bank credit card score
62
Credit card score
Higher than 6% of U.S. banks and credit unions
- Purchase APRPurchase APR14.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Grinnell State Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Rewards Platinum
Subject to credit approval. This card is issued by TCM Bank, N.A. No Annual Fee. Earn 1% cash back on all net purchases. To access rewards, your account must be open and in good standing.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro Annual Percentage Rate applies to purchases for the first 12 billing cycles after account opening. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. |
| Ongoing | 17.74%–26.99% | None | Variable APR based on highest U.S. Prime Rate (6.75%) plus a margin after the initial 12 billing cycles. Cash Rewards Platinum APRs are currently between 17.74% and 26.99% based on creditworthiness. |
| Ongoing | 27.74%–28.24% | None | Cash Rewards Platinum Cash Advance APRs are currently 27.74%-28.24% based on creditworthiness. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. |
Sources (1)
- grinnell.bank/personal/creditcards · captured Oct 7, 2026
Excursion™ Visa Signature® Credit Card
Subject to credit approval. This card is issued by TCM Bank, N.A. The Excursion Visa Signature intro annual fee is $0 for the first year. After that, the annual fee is $20; it will be waived if annual net spend for the preceding 12 months is $15,000.00 or greater. Earn 2% cash back on travel related purchases and 1% cash back on all non-travel purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro Annual Percentage Rate applies to purchases for the first 12 billing cycles after account opening. If you make a late payment during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Intro annual fee is $0 for the first year. |
| Ongoing | 17.99%–24.99% | $20 | Variable APR based on highest U.S. Prime Rate (6.75%) plus a margin after the first 12 billing cycles. APRs are currently between 17.99% – 24.99% based on creditworthiness. Annual fee is $20 after the first year; waived if annual net spend for the preceding 12 months is $15,000.00 or greater. |
| Ongoing | 27.99%–28.24% | $20 | Excursion Visa Signature Cash Advance APR is currently 27.99% – 28.24% based on creditworthiness. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Annual fee is $20 after the first year; waived if annual net spend for the preceding 12 months is $15,000.00 or greater. |
Sources (1)
- grinnell.bank/personal/creditc…excursion-visa-signature · captured Oct 7, 2026
Platinum Edition
Subject to credit approval. This card is issued by TCM Bank, N.A. No Annual Fee. No penalty APR and low interest rates.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro Annual Percentage Rate applies to purchases for the first 12 billing cycles after account opening. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. |
| Ongoing | 14.74%–24.74% | None | Variable APR based on highest U.S. Prime Rate (6.75%) plus a margin after the initial 12 billing cycles. Platinum Edition APRs are currently between 14.74% and 24.74% based on creditworthiness. |
| Ongoing | 24.74%–28.24% | None | Platinum Edition Cash Advance APR is currently 24.74% – 28.24% based on creditworthiness. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. |
Sources (1)
- grinnell.bank/personal/creditcards · captured Oct 7, 2026
Rewards Platinum
Subject to credit approval. This card is issued by TCM Bank, N.A. No Annual Fee. Earn one point per dollar on net purchases and redeem them for merchandise, rental cars, travel and more. To access rewards, your account must be open and in good standing.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro Annual Percentage Rate applies to purchases for the first 12 billing cycles after account opening. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. |
| Ongoing | 16.74%–26.74% | None | Variable APR based on highest U.S. Prime Rate (6.75%) plus a margin after the initial 12 billing cycles. Rewards Platinum APRs are currently between 16.74% and 26.74% based on creditworthiness. |
| Ongoing | 26.74%–28.24% | None | Rewards Platinum Cash Advance APR is currently 26.74% – 28.24% based on creditworthiness. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. |
Sources (1)
- grinnell.bank/personal/creditcards · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.