Credit union · NCUA insured
Greensboro Credit Union Auto Loan Rates
Greensboro Credit Union auto loans start at 4.75% APR for a new vehicle and 4.75% for a used one. Rates checked October 22, 2026.
How Greensboro Credit Union’s auto loan rates compare
Compared with banks and credit unions near Greensboro, NC, where Greensboro Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Greensboro Credit Union
4.75%APR
- Terms
- 36–84 months
- Up to
- 6.25% APR
New and Used Autos
Lowest rate
Nova Credit Union
3.95%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
Members Credit Union
3.99%APR
- Terms
- 6–84 months
- Up to
- 8.75% APR
Greensboro Credit Union auto loan score
87
Auto loan score
Higher than 76% of U.S. banks and credit unions
- New vehicleNew4.75%
- Used vehicleUsed4.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Greensboro Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Classic Cars
Must have collision and comprehensive insurance protection with a maximum deductible of $1,000 for the duration of the loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.00%–10.75% | Up to 60-month term. Maximum insurance deductible of $1,000. |
Sources (1)
- gsocu.org/rates.php · captured Oct 4, 2026
New and Used Autos
Members must be at least 18 years of age. Vehicle title held as collateral until repaid without penalty. Lending limited to NC residents. Collision and comprehensive insurance required with max $1,000 deductible. Branded titles not accepted.
| Terms | APR | Conditions |
|---|---|---|
| 36–84 months | 4.75%–6.25% | Applies to new and used autos under 10 years old. Terms 36 to 84 months. New vehicles: prior, current or upcoming model year with 10,000 miles or less; finance up to 100% MSRP plus related expenses. Used vehicles: finance up to 100% NADA retail price plus expenses. |
Sources (1)
- gsocu.org/rates.php · captured Oct 4, 2026
Who can join Greensboro Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals in all of Greensboro and Guilford County.
Military, government and schools
- Membership is open to the United States Postal Service for all of North Carolina.
Family and household
- Family members as well as persons living in the same residence are eligible to join.
Cost to join
- A minimum balance of $5.00 is required to open an account.
Membership information collected October 4, 2026.