Credit union · NCUA insured
Greater Springfield Credit Union Credit Card Rates
Greater Springfield Credit Union credit card rates start at 11.25% APR. Rates checked October 15, 2026.
How Greater Springfield Credit Union’s credit card rates compare
Compared with banks and credit unions near Springfield, MA, where Greater Springfield Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Greater Springfield Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Selfreliance Federal Credit Union
9.90%APR
- Up to
- —
2nd-lowest rate
Freedom Credit Union
12.24%APR
- Up to
- 18.00% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Card
Maximum limit $25,000.00. No annual fee. No balance transfer fee. Fixed rates.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory 0% rate on purchases for the first 12 months. If you miss or skip a payment during your introductory period you will lose the 0% rate. |
| Ongoing | 11.25% | None | Revolving term. Fixed rate as low as 11.25%. APR after intro period on balance transfers to be based on credit score. |
Rewards Card
Maximum limit $25,000.00. No annual fee. No balance transfer fee. Reward points (on reward card). Fixed rates.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory 0% rate on purchases for the first 6 months. If you miss or skip a payment during your introductory period you will lose the 0% rate. |
| Ongoing | 13.50% | None | Revolving term. Fixed rate as low as 13.50%. APR after intro period on balance transfers to be based on credit score. |
Secured Card
Great for establishing or rebuilding credit. Maximum limit $25,000.00. No annual fee. No balance transfer fee. Fixed rates.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.00% | None | Revolving term. Fixed rate of 15.00%. |
Who can join Greater Springfield Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Hampden or Hampshire County.
Cost to join
- An initial deposit of $25 is required to open an account and establish membership.
Membership information collected October 5, 2026.