Credit union · NCUA insured
Greater Metro Federal Credit Union Credit Card Rates
Greater Metro Federal Credit Union credit cards start at 10.49% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Greater Metro Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near New York, NY-NJ, where Greater Metro Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Greater Metro Federal Credit Union
10.49%APR
- Up to
- 16.49% APR
Platinum Mastercard® Credit Card
Lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
2nd-lowest rate
NYU Federal Credit Union
7.90%APR
- Up to
- —
Greater Metro Federal Credit Union credit card score
81
Credit card score
Higher than 55% of U.S. banks and credit unions
- Purchase APRPurchase APR10.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Greater Metro Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Mastercard® Credit Card
No annual fee. Credit limit subject to creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory balance transfer offer for new accounts opened on or after 2/01/2019. Offer expires within 6 months of card opening. No balance transfer fees on balances up to $25,000. |
| Ongoing | 12.24% | None | As low as 12.24% APR. Rates based on 5.49% – 9.49% above the Prime Lending Rate as published by The Wall Street Journal. |
| Ongoing | 13.49% | None | As low as 13.49% APR. Rates based on 5.49% – 9.49% above the Prime Lending Rate as published by The Wall Street Journal. |
Sources (2)
All captured Oct 16, 2026
Platinum Mastercard® Credit Card
Free Rewards Program. No annual fee. Credit limit subject to creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory balance transfer offer for new accounts opened on or after 2/01/2019. Offer expires within 6 months of card opening. No balance transfer fees on balances up to $25,000. |
| Ongoing | 10.24% | None | As low as 10.24% APR. Rates based on 3.49% – 9.49% above the Prime Lending Rate as published by The Wall Street Journal. |
| Ongoing | 11.49% | None | As low as 11.49% APR. Rates based on 3.49% – 9.49% above the Prime Lending Rate as published by The Wall Street Journal. |
Sources (2)
All captured Oct 16, 2026
Who can join Greater Metro Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is available to employees of participating select groups and employers.
Family and household
- Immediate family members (spouse, children, parents, brothers, sisters, grandparents, and grandchildren) and household members sharing living expenses with a credit union member are eligible to join.
- Membership is open to spouses of deceased members, credit union employees and their family members, retirees/pensioners/annuitants from qualifying employment and their immediate family/household, and organizations of such persons.
Cost to join
- Joining requires depositing a minimum of $5.00 in a Share Account (via cash or payroll deduction), with no joining fee or dues.
Membership information collected October 5, 2026.