Credit union · NCUA insured
Greater Kinston Credit Union Credit Card Rates
Greater Kinston Credit Union credit card rates start at 11.75% APR. Rates checked October 22, 2026.
How Greater Kinston Credit Union’s credit card rates compare
Compared with banks and credit unions near Kinston, NC, where Greater Kinston Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Greater Kinston Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
State Employees' Credit Union
11.50%APR
- Up to
- 14.50% APR
2nd-lowest rate
Self-Help Credit Union
13.50%APR
- Up to
- 16.00% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Secured Credit Card
Approval of new credit card applications is limited to residents of North Carolina and subject to credit approval. Requires an established GKCU membership and credit limit amount deposited into a Visa Shares account held as collateral (minimum $300).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.75% | None | Variable APR applies to purchases, balance transfers, and cash advances. Subject to change on the first day of billing periods beginning in January, April, July, and October. No balance transfer fee. |
Sources (1)
- greaterkcu.org/products/visa-secured-credit-card.html · captured Oct 22, 2026
Who can join Greater Kinston Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.