Credit union · NCUA insured
Greater Iowa Credit Union Auto Loan Rates
Greater Iowa Credit Union auto loans start at 4.99% APR for a new vehicle and 5.49% for a used one. Rates checked October 16, 2026.
How Greater Iowa Credit Union’s auto loan rates compare
Compared with banks and credit unions near Des Moines, IA, where Greater Iowa Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Greater Iowa Credit Union
4.99%APR
- Terms
- 49–60 months
Auto Loan
Lowest rate
Midland Credit Union
4.10%APR
- Terms
- —
2nd-lowest rate
Collins Community Credit Union
4.14%APR
- Terms
- up to 60 months
Greater Iowa Credit Union auto loan score
80
Auto loan score
Higher than 52% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Greater Iowa Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Annual Percentage Rate (APR) is accurate as of October 1, 2026 and may change at any time. APR is based on product, term, and credit. Other terms and products available.
| Terms | APR | Conditions |
|---|---|---|
| 1–48 months | 4.84% | For 2024 and newer autos and motorcycles with less than 45,000 miles. Example: 48 monthly payments of $344.35 for $15,000 borrowed at 4.84% APR. |
| 49–60 months | 4.99% | For 2024 and newer autos and motorcycles with less than 45,000 miles. Example: 60 monthly payments of $377.33 for $20,000 borrowed at 4.99% APR. |
| 61–72 months | 5.14% | For 2024 and newer autos and motorcycles with less than 45,000 miles. Example: 72 monthly payments of $404.25 for $25,000 borrowed at 5.14% APR. |
| 73–84 months | 5.24% | For 2024 and newer autos and motorcycles with less than 45,000 miles. Example: 84 monthly payments of $569.88 for $40,000 borrowed at 5.24% APR. |
| 1–48 months | 5.34% | For 2017-2023 used autos or motorcycles with greater than 45,000 miles. Example: 48 monthly payments of $231.84 for $10,000 borrowed at 5.34% APR. |
| 49–60 months | 5.49% | For 2017-2023 used autos or motorcycles with greater than 45,000 miles. Example: 60 monthly payments of $286.45 for $15,000 borrowed at 5.49% APR. |
| 61–72 months | 5.59% | For 2017-2023 used autos or motorcycles with greater than 45,000 miles. Example: 72 monthly payments of $327.60 for $20,000 borrowed at 5.59% APR. |
| 1–36 months | 9.59% | For 2016 and older used autos or motorcycles. Example: 36 monthly payments of $240.56 for $7,500 borrowed at 9.59% APR. |
| 37–48 months | 10.09% | For 2016 and older used autos or motorcycles. Example: 48 monthly payments of $254.06 for $10,000 borrowed at 10.09% APR. |
Sources (1)
- gicu.org/borrow/loan-rates · captured Oct 16, 2026
Who can join Greater Iowa Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.