Credit union · NCUA insured
Greater Chautauqua Federal Credit Union Auto Loan Rates
Top CarrotGreater Chautauqua Federal Credit Union auto loans start at 5.20% APR for a new vehicle and 6.20% for a used one. Rates checked October 16, 2026.
How Greater Chautauqua Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Jamestown, NY, where Greater Chautauqua Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Greater Chautauqua Federal Credit Union
5.20%APR
- Terms
- 49–60 months
New Autos (2 Years and Newer)
Lowest rate
SUNY Fredonia Federal Credit Union
1.90%APR
- Terms
- 12–60 months
2nd-lowest rate
Greater Woodlawn FCU
3.75%APR
- Terms
- up to 60 months
Greater Chautauqua Federal Credit Union auto loan score
73
Auto loan score
Higher than 34% of U.S. banks and credit unions
- New vehicleNew5.20%
- Used vehicleUsed6.20%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Greater Chautauqua Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycles and Classic/Collectibles
Borrow a minimum of $5,000 and up. *Rates are based on borrower's credit history and length of the loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.15% | Rates are based on borrower's credit history and length of the loan. Borrow a minimum of $5,000 and up. |
| 37–48 months | 5.60% | Rates are based on borrower's credit history and length of the loan. Borrow a minimum of $5,000 and up. |
| 49–60 months | 6.20% | Rates are based on borrower's credit history and length of the loan. Borrow a minimum of $5,000 and up. |
| 61–72 months | 6.60% | Rates are based on borrower's credit history and length of the loan. Borrow a minimum of $5,000 and up. |
| 73–84 months | 6.95% | Rates are based on borrower's credit history and length of the loan. Borrow a minimum of $5,000 and up. |
Sources (1)
- greatercfcu.com/services-tools/tools/rates.html · captured Oct 16, 2026
New Autos (2 Years and Newer)
2 Years and Newer. Borrow a minimum of $5,000 and up. *Rates are based on borrower's credit history and length of the loan. Up to 100% financing available for qualified buyers.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.15% | Rates are based on borrower's credit history and length of the loan. Borrow a minimum of $5,000 and up. |
| 37–48 months | 4.60% | Rates are based on borrower's credit history and length of the loan. Borrow a minimum of $5,000 and up. |
| 49–60 months | 5.20% | Rates are based on borrower's credit history and length of the loan. Borrow a minimum of $5,000 and up. |
| 61–72 months | 5.60% | Rates are based on borrower's credit history and length of the loan. Borrow a minimum of $5,000 and up. |
| 73–84 months | 5.95% | Rates are based on borrower's credit history and length of the loan. Borrow a minimum of $5,000 and up. |
Sources (2)
- greatercfcu.com/loans-credit/v…le-loans/auto-loans.html
- greatercfcu.com/services-tools/tools/rates.html
All captured Oct 16, 2026
Signature Auto / Collateral
Borrow $5,000 and under. *Rates are based on borrower's credit history and length of the loan.
| Terms | APR | Conditions |
|---|---|---|
| 25–36 months | 6.45% | Rates are based on borrower's credit history and length of the loan. Borrow $5,000 and under. |
| 37–48 months | 6.95% | Rates are based on borrower's credit history and length of the loan. Borrow $5,000 and under. |
| 46–60 months | 7.45% | Rates are based on borrower's credit history and length of the loan. Borrow $5,000 and under. |
Sources (1)
- greatercfcu.com/services-tools/tools/rates.html · captured Oct 16, 2026
Used Autos (3 Years and Older)
3 Years and Older. Borrow a minimum of $5,000 and up. *Rates are based on borrower's credit history and length of the loan. Up to 100% financing available for qualified buyers.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.15% | Rates are based on borrower's credit history and length of the loan. Borrow a minimum of $5,000 and up. |
| 37–48 months | 5.60% | Rates are based on borrower's credit history and length of the loan. Borrow a minimum of $5,000 and up. |
| 49–60 months | 6.20% | Rates are based on borrower's credit history and length of the loan. Borrow a minimum of $5,000 and up. |
| 61–72 months | 6.60% | Rates are based on borrower's credit history and length of the loan. Borrow a minimum of $5,000 and up. |
| 73–84 months | 6.95% | Rates are based on borrower's credit history and length of the loan. Borrow a minimum of $5,000 and up. |
Sources (2)
- greatercfcu.com/loans-credit/v…le-loans/auto-loans.html
- greatercfcu.com/services-tools/tools/rates.html
All captured Oct 16, 2026
Who can join Greater Chautauqua Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in the Chautauqua area are eligible to become a member.
Membership information collected October 5, 2026.