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Credit union · NCUA insured

Grand Trunk Credit Union Auto Loan Rates

Grand Trunk Credit Union auto loans start at 4.75% APR for a new vehicle. Rates checked October 16, 2026.

How Grand Trunk Credit Union’s auto loan rates compare

Compared with banks and credit unions near Battle Creek, MI, where Grand Trunk Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    Grand Trunk Credit Union

    4.75%APR

    Terms
    —

    New Auto Loans

  • 2nd-lowest rate

    American 1 Credit Union

    4.99%APR

    Terms
    —

    American 1 Credit Union rates

  • Top Carrot, Carrot Score 91

    3rd-lowest rate

    KCCU

    4.99%APR

    Terms
    up to 90 months

    KCCU rates

Compare auto loan rates near you →

Grand Trunk Credit Union auto loan score

80

Auto loan score

Higher than 52% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.75%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Grand Trunk Credit Union ranks

By auto loan score, in each area where it has branches

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Grand Trunk Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Membership is open to employees of Grand Trunk Western, Canadian National Railway, and the U.S. Sales Organization who work in or are supervised from Chicago, Illinois.
  • Membership is open to employees of this credit union.
  • Membership is open to employees of the Grand Trunk Western Railroad Company who work in or have headquarters in the Battle Creek, Michigan terminal, or at outlying stations on the railroad's line from Schoolcraft to Lansing, Michigan, inclusive, or in the Detroit-Grand Rapids Division west of Owosso, Michigan.
  • Membership is open to members of this credit union transferred by qualifying employers to other duty locations.

Family and household

  • Membership is open to immediate family members and household members of eligible persons.

Other ways

  • Membership is open to corporate or other legal entities in this charter.
3 more ways to join

Other ways

  • Membership is open to organizations of eligible persons.
  • Membership is open to persons retired as pensioners or annuitants from qualifying employment.
  • Membership is open to spouses of persons who died while within the field of membership of this credit union.

Membership information collected October 5, 2026.

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