Credit union · NCUA insured
Grand Trunk Credit Union CD Rates
Grand Trunk Credit Union’s best CD rate is 2.17% APY on a 4-year share certificate (CD). Terms run from 6 months to 4 years. Rates checked October 16, 2026.
How Grand Trunk Credit Union’s CD rates compare
Compared with banks and credit unions near Battle Creek, MI, where Grand Trunk Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Grand Trunk Credit Union
2.17%APY
- Term
- 48 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $897
Term Share Accounts
Top rate
Ignite Credit Union
4.70%APY
- Term
- 15 months
- Requires
- None
- Minimum
- $50
- Earns on $10,000
- $591
2nd-highest rate
Advia Credit Union
4.61%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $422
Grand Trunk Credit Union CD score
63
CD score
Higher than 8% of U.S. banks and credit unions
- 3–8 months3–8 mo1.11%
- 9–15 months9–15 mo1.61%
- 16–30 months16–30 mo1.71%
- 31–60 months31–60 mo2.17%
- QualifiedQualified2.17%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Grand Trunk Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Accounts
Up to 2.17%APY · 5 terms
No additional funds can be added after opening. Penalty may apply for early withdrawal. 7 calendar days to withdraw funds without penalty upon renewal date; automatically renews.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months6MO MM-PAY AT REDEMP. Dividends paid at maturity/redemption | 1.10% | $55 |
| 6 months6MO MM-PAY MONTHLY. Dividends may be paid monthly | 1.11% | $55 |
| 12 months1 YEAR CERTIFICATE. Dividends may be compounded every quarter unless paid otherwise | 1.61% | $161 |
| 24 months2 YEAR CERTIFICATE. Dividends may be compounded every quarter unless paid otherwise | 1.71% | $345 |
| 36 months3 YEAR CERTIFICATE. Dividends may be compounded every quarter unless paid otherwise | 2.02% | $618 |
| 48 months4 YEAR CERTIFICATE. Dividends may be compounded every quarter unless paid otherwise | 2.17% | $897 |
Sources (2)
All captured Oct 5, 2026
Who can join Grand Trunk Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of Grand Trunk Western, Canadian National Railway, and the U.S. Sales Organization who work in or are supervised from Chicago, Illinois.
- Membership is open to employees of this credit union.
- Membership is open to employees of the Grand Trunk Western Railroad Company who work in or have headquarters in the Battle Creek, Michigan terminal, or at outlying stations on the railroad's line from Schoolcraft to Lansing, Michigan, inclusive, or in the Detroit-Grand Rapids Division west of Owosso, Michigan.
- Membership is open to members of this credit union transferred by qualifying employers to other duty locations.
Family and household
- Membership is open to immediate family members and household members of eligible persons.
Other ways
- Membership is open to corporate or other legal entities in this charter.
3 more ways to join
Other ways
- Membership is open to organizations of eligible persons.
- Membership is open to persons retired as pensioners or annuitants from qualifying employment.
- Membership is open to spouses of persons who died while within the field of membership of this credit union.
Membership information collected October 5, 2026.