Bank · FDIC insured
Grand Rapids State Bank Credit Card Rates
Grand Rapids State Bank credit cards start at 12.48% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Grand Rapids State Bank’s credit card rates compare
Compared with banks and credit unions near Grand Rapids, MN, where Grand Rapids State Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Grand Rapids State Bank
12.48%APR
- Up to
- —
GRSB Personal VISA Card
Lowest rate
North Star Credit Union
7.90%APR
- Up to
- —
3rd-lowest rate
Blaze Credit Union
12.65%APR
- Up to
- 18.24% APR
Grand Rapids State Bank credit card score
71
Credit card score
Higher than 28% of U.S. banks and credit unions
- Purchase APRPurchase APR12.48%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Grand Rapids State Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
GRSB Personal VISA Card
Cardholder agreement and pricing information available upon request.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.48% | None | Requires approved application and signing up for automatic payments. Features a 25-day grace period for purchases and no minimum finance charge. |
| Ongoing | 6.48% | None | Applies to cash advances with an approved application and enrollment in 'Payment in Full' automatic payments. |
Sources (1)
- grsb.bank/personal/credit-debit · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.