Credit union · NCUA insured
Grand Junction Federal Credit Union Auto Loan Rates
Grand Junction Federal Credit Union auto loans start at 4.89% APR for a new vehicle and 4.89% for a used one. Rates checked October 22, 2026.
How Grand Junction Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Grand Junction, CO, where Grand Junction Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Grand Junction Federal Credit Union
4.89%APR
- Terms
- up to 84 months
Auto Loans
Lowest rate
Climb Credit Union
4.49%APR
- Terms
- up to 96 months
3rd-lowest rate
Canvas Credit Union
5.49%APR
- Terms
- 1–63 months
Grand Junction Federal Credit Union auto loan score
86
Auto loan score
Higher than 73% of U.S. banks and credit unions
- New vehicleNew4.89%
- Used vehicleUsed4.89%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Grand Junction Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Finance a new or used vehicle; can be used for new vehicle purchases, used vehicle purchases, or auto loan refinancing.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.89% | Rate based on credit worthiness and term of loan. Rates are subject to change at any time. Term up to 84 months. |
Sources (2)
All captured Oct 22, 2026
Who can join Grand Junction Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Mesa, Delta, or Garfield County are eligible for membership.
Family and household
- Immediate family members of eligible members are eligible for membership.
Membership information collected October 4, 2026.