Bank · FDIC insured
Grand Bank Savings Rates
Grand Bank’s best savings rate is 3.88% APY, with its Impact Money Market, with extra requirements. Rates checked October 22, 2026.
How Grand Bank’s savings rates compare
Compared with banks and credit unions in Mississippi, where Grand Bank has the most branches. $10,000, best rate first.
This bank’s best
Grand Bank
3.88%APY
- Requires
- Conditions apply
- Minimum
- $5,000
- Earns on $10,000 a year
- $388
Impact Money Market
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Navigator Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $325
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Impact Money Market
Up to 3.88%APY
Available only to residents in MS. Minimum deposit to open account: $50.00. $15.00 monthly service fee is waived if a daily balance of at least $5,000 is maintained during each statement cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 and upSpecial promotional rate for the first 90 days with new money not already on deposit with Grand.bank within the last 60 days. Must maintain a minimum balance of $5,000. Monthly fee waived with $5,000 balance.$5,000 and up | 3.88% | $388 | Special promotional rate for the first 90 days with new money not already on deposit with Grand.bank within the last 60 days. Must maintain a minimum balance of $5,000. Monthly fee waived with $5,000 balance. |
| $5,000 and upStandard ongoing rate after the first 90 days. Monthly fee waived with $5,000 balance.$5,000 and up | 3.50% | $350 | Standard ongoing rate after the first 90 days. Monthly fee waived with $5,000 balance. |
Sources (3)
- grand.bank/impact-money-market
- grand.bank/savings-moneymarket
- grand.bank/wp-content/uploads/…fective-08.15.2026-1.pdf
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.