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Credit union · NCUA insured

Generations United Federal Credit Union Auto Loan Rates

Generations United Federal Credit Union auto loans start at 5.74% APR for a new vehicle and 5.74% for a used one. Rates checked October 16, 2026.

How Generations United Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near New York, NY-NJ, where Generations United Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    Generations United Federal Credit Union

    5.74%APR

    Terms
    up to 72 months
    Discount
    None included

    NEW AUTO LOAN (25-23)

  • Lowest rate

    Westchester Schools FCU

    2.90%APR

    Terms
    up to 72 months
    Discount
    None included

    Westchester Schools FCU rates

  • 2nd-lowest rate

    PSFCU

    3.50%APR

    Terms
    up to 60 months
    Discount
    Included in the rate

    PSFCU rates

Compare auto loan rates near you →

Generations United Federal Credit Union auto loan score

69

Auto loan score

Higher than 25% of U.S. banks and credit unions

By vehicle
  • New vehicleNew5.74%
  • Used vehicleUsed5.74%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Generations United Federal Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Generations United Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees or volunteers of the credit union, plus any organization of such persons, are eligible.
  • Employees of the United Church of Christ are eligible for membership.
  • Members of the United Church of Christ are eligible for membership.

Family and household

  • Spouses of persons who died while within the field of membership of this credit union are eligible.
  • Members of the immediate family or household participating in the credit union are eligible.

Other ways

  • Corporate or other legal entities in this charter are eligible for membership.

Cost to join

  • Opening an account requires opening a share savings account with as little as $5.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Generations United Federal Credit Union overview