Credit union · NCUA insured
Generations FCU Credit Card Rates
Generations FCU credit cards start at 11.50% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Generations FCU’s credit card rates compare
Compared with banks and credit unions near San Antonio, TX, where Generations FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Generations FCU
11.50%APR
Credit Card Line of Credit
Lowest rate
CPS IBEW FCU
8.90%APR
2nd-lowest rate
Southwest Research Center Federal Credit Union
8.90%APR
Generations FCU credit card score
75
Credit card score
Higher than 40% of U.S. banks and credit unions
- Purchase APRPurchase APR11.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Generations FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Card Line of Credit
Effective 2026-09-23. Must live, work, worship, volunteer, attend school, or own a business in Atascosa, Bandera, Bexar, Comal, Guadalupe, Kendall, Medina, and/or Wilson County, Texas.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.50% | None | 11.50% APR as low as; subject to approval. Rates and terms may vary based on creditworthiness. |
Earned Premium Rewards Visa Card
Membership eligibility requires living, working, worshipping, volunteering, attending school, or owning a business in Atascosa, Bandera, Bexar, Comal, Guadalupe, Kendall, Medina, or Wilson County, Texas, or being an immediate family member of an eligible person. All loans subject to approval; rates and terms may vary based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.75% | None | As low as rate; subject to approval; rates and terms may vary based on creditworthiness. No annual fee or cash advance fee. |
Sources (1)
- mygenfcu.org/credit-cards/gene…ions-earned-premium-card · captured Oct 6, 2026
Generations Rewards Visa Card
Membership eligibility requires living, working, worshipping, volunteering, attending school, or owning a business in Atascosa, Bandera, Bexar, Comal, Guadalupe, Kendall, Medina, or Wilson County, Texas, or being an immediate family member of an eligible person. All loans subject to approval; rates and terms vary based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.25% | None | As low as rate; rates and terms vary based on creditworthiness; subject to approval. No annual fee or cash advance fee. |
Generations Rewards Visa Signature
Membership eligibility requires living, working, worshipping, volunteering, attending school, or owning a business in Atascosa, Bandera, Bexar, Comal, Guadalupe, Kendall, Medina, or Wilson County, Texas, or being an immediate family member of an eligible person. All loans subject to approval; rates and terms vary based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.25% | None | As low as rate; rates and terms vary based on creditworthiness; subject to approval. |
Sources (3)
- mygenfcu.org/credit-cards
- mygenfcu.org/credit-cards/gene…ions-earned-premium-card
- mygenfcu.org/generations-rewards-visa
All captured Oct 6, 2026
Share Secured
Membership eligibility requires living, working, worshipping, volunteering, attending school, or owning a business in Atascosa, Bandera, Bexar, Comal, Guadalupe, Kendall, Medina, or Wilson County, Texas, or being an immediate family member of an eligible person. All loans subject to approval; rates and terms vary based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.50% | None | As low as rate; rates and terms vary based on creditworthiness; subject to approval. |
Sources (3)
- mygenfcu.org/credit-cards
- mygenfcu.org/credit-cards/gene…ions-earned-premium-card
- mygenfcu.org/generations-rewards-visa
All captured Oct 6, 2026
Visa Platinum Card
Membership eligibility requires living, working, worshipping, volunteering, attending school, or owning a business in Atascosa, Bandera, Bexar, Comal, Guadalupe, Kendall, Medina, or Wilson County, Texas, or being an immediate family member of an eligible person. All loans subject to approval; rates and terms vary based on creditworthiness; variable interest rates.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.50% | None | As low as rate; variable interest rate; rates and terms vary based on creditworthiness; subject to approval. No annual fee, balance transfer fee, or cash advance fee. |
Sources (3)
All captured Oct 6, 2026
Who can join Generations FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, volunteers, attends school, or owns a business in Atascosa, Bandera, Bexar, Comal, Guadalupe, Kendall, Medina and/or Wilson County, Texas.
Family and household
- Immediate family members of GFCU members or eligible individuals are eligible for membership.
Other ways
- Commercial membership is open to any business actively operating in Atascosa, Bandera, Bexar, Comal, Guadalupe, Kendall, Medina and/or Wilson County, Texas.
Cost to join
- Founding members each deposited $10 to become a member-owner.
Membership information collected October 5, 2026.