Credit union · NCUA insured
Gateway Credit Union Credit Card Rates
Top CarrotGateway Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Gateway Credit Union’s credit card rates compare
Compared with banks and credit unions near Clarksville, TN-KY, where Gateway Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Gateway Credit Union
8.90%APR
- Up to
- —
Visa Platinum
2nd-lowest rate
Navy Federal Credit Union
10.24%APR
- Up to
- 18.00% APR
3rd-lowest rate
Service One Credit Union
11.75%APR
- Up to
- 19.75% APR
Gateway Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Gateway Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Fixed APR. |
Sources (1)
- gatewaycreditunion.com/credit-cards.html · captured Oct 7, 2026
Visa Platinum
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | Fixed APR. No annual fee. |
Sources (1)
- gatewaycreditunion.com/credit-cards.html · captured Oct 7, 2026
Who can join Gateway Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Montgomery County, TN.
Employers and groups
- Membership is open to employees and trustees of Clarksville Department of Electricity, located in Clarksville, TN.
- Membership is open to employees and trustees of the Cumberland Electric Membership Corporation.
Family and household
- Membership is open to immediate family members of employees or trustees of Clarksville Department of Electricity, located in Clarksville, TN.
- Membership is open to immediate family members of employees or trustees of the Cumberland Electric Membership Corporation.
- Membership is open to immediate family members of individuals who live, work, worship, or attend school in Montgomery County, TN.
Cost to join
- Joining requires a minimum deposit of $25 into a Share Account to keep the account open.
Membership information collected October 5, 2026.