Credit union · NCUA insured
Gateway Credit Union CD Rates
Top CarrotGateway Credit Union’s best CD rate is 2.50% APY on a 2-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Gateway Credit Union’s CD rates compare
Compared with banks and credit unions near Clarksville, TN-KY, where Gateway Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Gateway Credit Union
2.50%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $506
Term Deposit
Top rate
Altra Federal Credit Union
4.75%APY
- Term
- 30 months
- Minimum
- $1,000
- Earns on $10,000
- $1,230
2nd-highest rate
Planters Bank
4.13%APY
- Term
- 30 months
- Minimum
- $2,500
- Earns on $10,000
- $1,065
Gateway Credit Union CD score
64
CD score
Higher than 12% of U.S. banks and credit unions
- 3–8 months3–8 mo2.00%
- 9–15 months9–15 mo2.25%
- 16–30 months16–30 mo2.50%
- 31–60 months31–60 mo2.50%
- QualifiedQualified2.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Gateway Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Deposit
Up to 2.50%APY · 7 terms
Dividend Rates are reviewed monthly. Rates are subject to change. More types offered - call for information.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.00% | $100 |
| 12 monthsInterest Pays Quarterly | 2.25% | $225 |
| 18 monthsInterest Pays Quarterly | 2.30% | $347 |
| 24 monthsInterest Pays Quarterly | 2.50% | $506 |
| 36 monthsInterest Pays Quarterly | 2.50% | $769 |
| 48 monthsInterest Pays Quarterly | 2.50% | $1,038 |
| 60 monthsInterest Pays Quarterly | 2.50% | $1,314 |
Sources (1)
- gatewaycreditunion.com/rates-savings.html · captured Sep 18, 2026
Special-purpose accounts
IRA Certificate
Up to 2.50%APY · 4 terms
Dividend Rates are reviewed monthly. Rates are subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.25% | $225 |
| 18 months | 2.30% | $347 |
| 24 months | 2.50% | $506 |
| 36 months | 2.50% | $769 |
Sources (1)
- gatewaycreditunion.com/rates-savings.html · captured Sep 18, 2026
Who can join Gateway Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Montgomery County, TN.
Employers and groups
- Membership is open to employees and trustees of Clarksville Department of Electricity, located in Clarksville, TN.
- Membership is open to employees and trustees of the Cumberland Electric Membership Corporation.
Family and household
- Membership is open to immediate family members of employees or trustees of Clarksville Department of Electricity, located in Clarksville, TN.
- Membership is open to immediate family members of employees or trustees of the Cumberland Electric Membership Corporation.
- Membership is open to immediate family members of individuals who live, work, worship, or attend school in Montgomery County, TN.
Cost to join
- Joining requires a minimum deposit of $25 into a Share Account to keep the account open.
Membership information collected October 5, 2026.