Bank · FDIC insured
Garrett State Bank Credit Card Rates
Garrett State Bank credit cards start at 13.99% APR on purchases, after any introductory rate. Rates checked October 17, 2026.
How Garrett State Bank’s credit card rates compare
Compared with banks and credit unions near Auburn, IN, where Garrett State Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Garrett State Bank
13.99%APR
Low Rate Card
Lowest rate
Fort Financial Credit Union
11.74%APR
2nd-lowest rate
Profed Credit Union
11.74%APR
Garrett State Bank credit card score
63
Credit card score
Higher than 9% of U.S. banks and credit unions
- Purchase APRPurchase APR13.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Garrett State Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Low Rate Card
Available in MasterCard or Visa.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 2.90% | None | Introductory APR for six months. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- garrettstatebank.com/Personal/…Debit-Cards/Credit-Cards · captured Oct 7, 2026
Preferred Points Card
Available in MasterCard or Visa.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 2.90% | None | Introductory APR for six months. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- garrettstatebank.com/Personal/…Debit-Cards/Credit-Cards · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.