Credit union · NCUA insured
Garden City Teachers Federal Credit Union Auto Loan Rates
Garden City Teachers Federal Credit Union auto loans start at 5.00% APR for a new vehicle and 5.00% for a used one. Rates checked October 16, 2026.
How Garden City Teachers Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Garden City, KS, where Garden City Teachers Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Garden City Teachers Federal Credit Union
5.00%APR
- Terms
- —
- Up to
- —
Vehicle Rates
2nd-lowest rate
Security State Bank Scott City
5.35%APR
- Terms
- up to 72 months
- Up to
- —
3rd-lowest rate
Golden Plains Credit Union
5.49%APR
- Terms
- up to 60 months
- Up to
- 5.99% APR
Garden City Teachers Federal Credit Union auto loan score
82
Auto loan score
Higher than 57% of U.S. banks and credit unions
- New vehicleNew5.00%
- Used vehicleUsed5.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Garden City Teachers Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Rates
| Terms | APR | Conditions |
|---|---|---|
| — | 4.25% | Credit Score 700 & Above |
| — | 5.00% | Credit Score 650-699 |
| — | 6.25% | Credit Score 600-649 |
| — | 7.75% | Credit Score 550-599 |
Sources (1)
- gctcu.org/rates/loans · captured Oct 7, 2026
Who can join Garden City Teachers Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.