Credit union · NCUA insured
Golden Plains Credit Union Auto Loan Rates
Golden Plains Credit Union auto loans start at 5.49% APR for a new vehicle and 5.99% for a used one. Rates checked October 16, 2026.
How Golden Plains Credit Union’s auto loan rates compare
Compared with banks and credit unions near Wichita, KS, where Golden Plains Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Golden Plains Credit Union
5.49%APR
- Terms
- up to 60 months
- Up to
- 5.99% APR
- Discount
- None included
Vehicle Loans
Lowest rate
Andover State Bank
4.70%APR
- Terms
- —
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
White Eagle Credit Union
4.90%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
Golden Plains Credit Union auto loan score
69
Auto loan score
Higher than 24% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Golden Plains Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loans
Credit scores are used to determine loan interest rates and loan eligibility along with other factors including debt-to-earnings ratio. All loans except the Signature Loan are subject to credit approval. Vehicle loans are available for the purchase of a new or used vehicle in the member's state of residence. New York state residents are not eligible. Refinancing loans are not available.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.49%–5.99% | New Vehicles 2024-2025. Base Rate. |
| up to 60 months | 5.99% | Used Vehicles 2023-2024. Base Rate. |
| up to 72 months | 6.49% | Used Vehicles 2023-2024. Base Rate. |
| 48–60 months | 6.75% | Used Vehicles 2021-2022. Base Rate. |
| 36–48 months | 8.50% | Used Vehicles 2019-2020. Base Rate. |
| up to 36 months | 9.49% | Used Vehicles 2014-2018. Base Rate. |
Who can join Golden Plains Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.