Credit union · NCUA insured
Gallup FCU Auto Loan Rates
Top CarrotGallup FCU auto loans start at 4.87% APR for a new vehicle and 5.20% for a used one. Rates checked October 22, 2026.
How Gallup FCU’s auto loan rates compare
Compared with banks and credit unions near Tampa, FL, where Gallup FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Gallup FCU
4.87%APR
- Terms
- —
New Auto Loan
Lowest rate
Florida West Coast CU
3.99%APR
- Terms
- —
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
Gallup FCU auto loan score
82
Auto loan score
Higher than 61% of U.S. banks and credit unions
- New vehicleNew4.87%
- Used vehicleUsed5.20%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Gallup FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loan
Available for well-qualified members. Loan rate may vary depending on credit score, loan term, and loan type.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.87% | Available for well-qualified members. Your loan rate may vary, depending on your credit score, loan term, and loan type. |
Used Auto Loan
Available for well-qualified members. Loan rate may vary depending on credit score, loan term, and loan type.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.20% | Available for well-qualified members. Your loan rate may vary, depending on your credit score, loan term, and loan type. |
Who can join Gallup FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.