Bank · FDIC insured
Fulton Bank
A $32.6B bank, the 68th largest of 4,207, headquartered in Lancaster, PA, with 222 branches in 5 states. Best rates: CDs 4.00% and savings 0.02% APY.
Fulton Bank Carrot Score
78
Carrot Score
Higher than 47% of U.S. banks and credit unions
#55 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Fulton Bank
- Headquarters
- 1 Penn Sq, Lancaster, PA 17602
- FDIC certificate
- 7551 ↗
Branches
222 branches in 5 states
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Pennsylvania
103 branchesNew Jersey
78 branchesMaryland
20 branches
Baltimore area · 11
- Cross Keys Branch96 Village Sq, Baltimore, MD 21210Directions
- Federal Hill Branch1100 Light St Ste A, Baltimore, MD 21230Directions
- North Wolfe Street Branch929 N Wolfe St, Baltimore, MD 21205Directions
- Northwood Commons Branch4101 Loch Raven Blvd, Baltimore, MD 21218Directions
- Yard 56 Branch5715 Eastern Ave, Baltimore, MD 21224Directions
- River Hill Branch6030 Daybreak Cir, Clarksville, MD 21029Directions
- Columbia Bank Br7185 Columbia Gateway Dr, Columbia, MD 21046Directions
- Columbia Town Center Branch11000 Broken Land Pkwy, Columbia, MD 21044Directions
- Ellicott City Branch9151 Baltimore National Pike, Ellicott City, MD 21042Directions
- Arundel Preserve Branch7692 Dorchester Blvd, Hanover, MD 21076Directions
- Fairground Plaza Branch67 W Aylesbury Rd, Lutherville Timonium, MD 21093Directions
Washington area · 4
- Clinton Branch7810 Old Branch Ave, Clinton, MD 20735Directions
- Westview Corner Branch5211 Presidents Ct, Frederick, MD 21703Directions
- Greenbelt Branch7505 Greenway Center Dr, Greenbelt, MD 20770Directions
- Federal Plaza Branch12266 Rockville Pike, Rockville, MD 20852Directions
Hagerstown area · 4
- Dual Highway Branch1640 Dual Hwy, Hagerstown, MD 21740Directions
- Long Meadow Branch1585 Potomac Ave, Hagerstown, MD 21742Directions
- South End Hagerstown Branch1107 Maryland Ave, Hagerstown, MD 21740Directions
- West Side Branch830 W Franklin St, Hagerstown, MD 21740Directions
Philadelphia area · 1
- Elkton Main Branch130 North St, Elkton, MD 21921Directions
Delaware
11 branchesVirginia
10 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.20% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.71% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.30% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $89 | $85 | — |
- CapitalLeverage ratio10.20%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.71%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.30%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$89Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Fulton Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.