Bank · FDIC insured
Fulton Bank
A $32.6B bank, the 68th largest of 4,207, headquartered in Lancaster, PA, with 222 branches in 5 states. Best rates: CDs 4.00% and savings 0.02% APY.
Fulton Bank Carrot Score
78
Carrot Score
Higher than 47% of U.S. banks and credit unions
#55 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Fulton Bank
- Headquarters
- 1 Penn Sq, Lancaster, PA 17602
- FDIC certificate
- 7551 ↗
Branches
222 branches in 5 states
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Pennsylvania
103 branchesNew Jersey
78 branchesMaryland
20 branchesDelaware
11 branches
Seaford area · 6
- Georgetown Branch21035 Dupont Blvd, Georgetown, DE 19947Directions
- Laurel Branch30204 Sussex Hwy, Laurel, DE 19956Directions
- Lewes Branch34346 Carpenters Way, Lewes, DE 19958Directions
- Millsboro Branch28581 Dupont Blvd, Millsboro, DE 19966Directions
- Ocean View Branch60 Atlantic Ave, Ocean View, DE 19970Directions
- Rehoboth Beach Branch20281 Coastal Hwy, Rehoboth Beach, DE 19971Directions
Philadelphia area · 5
- Bear Branch100 Eden Circle, Bear, DE 19701Directions
- Middletown Branch468 W Main St, Middletown, DE 19709Directions
- Newark Branch287 E Main St, Newark, DE 19711Directions
- Millcreek Branch3812 Kirkwood Hwy, Wilmington, DE 19808Directions
- North Wilmington Branch800 Foulk Rd, Wilmington, DE 19803Directions
Virginia
10 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.20% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.71% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.30% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $89 | $85 | — |
- CapitalLeverage ratio10.20%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.71%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.30%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$89Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Fulton Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.