Credit union · NCUA insured
Frontier Credit Union CD Rates
Frontier Credit Union’s best CD rate is 2.27% APY on a 3-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Frontier Credit Union’s CD rates compare
Compared with banks and credit unions near Idaho Falls, ID, where Frontier Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Frontier Credit Union
2.27%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $697
Share Certificates
Top rate
Mountain America Credit Union
4.50%APY
- Term
- 24 months
- Minimum
- $5
- Earns on $10,000
- $920
2nd-highest rate
Goldenwest Credit Union
4.45%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $910
Frontier Credit Union CD score
63
CD score
Higher than 8% of U.S. banks and credit unions
- 3–8 months3–8 mo1.00%
- 9–15 months9–15 mo1.26%
- 16–30 months16–30 mo1.76%
- 31–60 months31–60 mo2.27%
- QualifiedQualified2.27%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Frontier Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 2.27%APY · 6 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed rate. Interest credited at maturity. Additional deposits not allowed. Early withdrawal penalty: 90 days interest. Automatic renewal with 10-day grace period | 1.00% | $50 |
| 12 monthsFixed rate. Interest compounded and credited quarterly. Additional deposits not allowed. Early withdrawal penalty: 180 days interest. Automatic renewal with 10-day grace period | 1.26% | $126 |
| 24 monthsFixed rate. Interest compounded and credited quarterly. Additional deposits not allowed. Early withdrawal penalty: 180 days interest. Automatic renewal with 10-day grace period | 1.76% | $355 |
| 36 monthsFixed rate. Interest compounded and credited quarterly. Additional deposits not allowed. Early withdrawal penalty: 180 days interest. Automatic renewal with 10-day grace period | 2.27% | $697 |
| 48 monthsFixed rate. Interest compounded and credited quarterly. Additional deposits not allowed. Early withdrawal penalty: 180 days interest. Automatic renewal with 10-day grace period | 2.12% | $875 |
| 60 monthsFixed rate. Interest compounded and credited quarterly. Additional deposits not allowed. Early withdrawal penalty: 180 days interest. Automatic renewal with 10-day grace period | 2.02% | $1,052 |
Sources (3)
- frontiercreditunion.com/savings
- frontiercreditunion.com/savings/cd
- frontiercreditunion.com/docume…er-rate-and-fee-schedule
All captured Sep 16, 2026
Special-purpose accounts
Special Terms Certificates
Up to 3.70%APY · 4 terms
Promotional offer subject to change or end at credit union discretion.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed rate. Interest compounded monthly, credited at maturity. Unlimited additional deposits allowed during term (add-on certificate). Available for Consumer, IRA, and Business types. Early withdrawal penalty: 90 days interest. Automatic renewal with 10-day grace period | 3.70% | $183 |
| 11 monthsFixed rate. Interest compounded and credited quarterly. Additional deposits not allowed. Early withdrawal penalty: 180 days interest. Automatic renewal with 10-day grace period | 3.60% | $330 |
| 15 monthsFixed rate. Interest compounded and credited quarterly. Additional deposits not allowed. Early withdrawal penalty: 180 days interest. Automatic renewal with 10-day grace period | 3.50% | $439 |
| 23 monthsFixed rate. Interest compounded and credited quarterly. Additional deposits not allowed. Early withdrawal penalty: 180 days interest. Automatic renewal with 10-day grace period | 3.25% | $632 |
Sources (1)
- frontiercreditunion.com/docume…er-rate-and-fee-schedule · captured Sep 16, 2026
IRA Share Certificates
Up to 2.27%APY · 6 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed rate. Interest credited at maturity. Additional deposits not allowed. Early withdrawal penalty: 90 days interest. Automatic renewal with 10-day grace period | 1.00% | $50 |
| 12 monthsFixed rate. Interest compounded and credited quarterly. Additional deposits not allowed. Early withdrawal penalty: 180 days interest. Automatic renewal with 10-day grace period | 1.26% | $126 |
| 24 monthsFixed rate. Interest compounded and credited quarterly. Additional deposits not allowed. Early withdrawal penalty: 180 days interest. Automatic renewal with 10-day grace period | 1.76% | $355 |
| 36 monthsFixed rate. Interest compounded and credited quarterly. Additional deposits not allowed. Early withdrawal penalty: 180 days interest. Automatic renewal with 10-day grace period | 2.27% | $697 |
| 48 monthsFixed rate. Interest compounded and credited quarterly. Additional deposits not allowed. Early withdrawal penalty: 180 days interest. Automatic renewal with 10-day grace period | 2.12% | $875 |
| 60 monthsFixed rate. Interest compounded and credited quarterly. Additional deposits not allowed. Early withdrawal penalty: 180 days interest. Automatic renewal with 10-day grace period | 2.02% | $1,052 |
Sources (2)
All captured Sep 16, 2026
Who can join Frontier Credit Union
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