Credit union · Privately insured
Fresno Police Department Credit Union Auto Loan Rates
Fresno Police Department Credit Union auto loans start at 4.79% APR for a new vehicle and 4.79% for a used one. Rates checked October 16, 2026.
How Fresno Police Department Credit Union’s auto loan rates compare
Compared with banks and credit unions near Fresno, CA, where Fresno Police Department Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Fresno Police Department Credit Union
4.79%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
New Autos
Lowest rate
Pacific Service Credit Union
4.24%APR
- Terms
- up to 84 months
- Up to
- 15.99% APR
- Discount
- None included
2nd-lowest rate
Noble Credit Union
4.35%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- None included
Fresno Police Department Credit Union auto loan score
81
Auto loan score
Higher than 57% of U.S. banks and credit unions
- New vehicleNew4.79%
- Used vehicleUsed4.79%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Fresno Police Department Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Autos
Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by creditworthiness and other loan underwriting criteria. Up to 100% financing including tax, license, fees, and warranties.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.79% | 2026-2027. Assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria. |
| up to 72 months | 4.79% | 2026-2027. Assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria. |
| up to 84 months | 5.29% | 2026-2027. Assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria. |
Used Autos
Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by creditworthiness and other loan underwriting criteria. Up to 100% financing including tax, license, fees, and warranties.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.79% | 2022 to 2026 Models. Assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria. |
| up to 72 months | 4.79% | 2022 to 2026 Models. Assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria. |
| up to 60 months | 6.49% | 2021 to Prior Models (Up to 10 Model Years). Assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria. |
Who can join Fresno Police Department Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Active Fresno Fire/Police Safety Airport Officers are eligible for membership.
- Retiree and Active City of Fresno Employees who are members of the City Professional Association (FCPA), Fresno City Employees Association (FCEA), and Fresno Police Officers Association (FPOA) are eligible for membership.
- Fresno City Chaplains are eligible for membership.
- Members of the Clovis Police Officers Association are eligible for membership.
- Citizens on Patrol Group (Active or Alumni) members are eligible for membership.
- Active FCEA City of Fresno Employees (Police Officers, Dispatch, etc.) are eligible for membership.
3 more ways to join
Military, government and schools
- Reserve Officers for the City of Fresno Police Department are eligible for membership.
- Retired Fresno Police Department Officers are eligible for membership.
Family and household
- Family members related by blood, marriage, or legal act of a member are eligible for membership.
Cost to join
- A $25.00 share deposit per member is held in 01 Share to keep the account open.
- A $5.00 membership fee per member is required to join.
Membership information collected October 5, 2026.