Bank · FDIC insured
Franklin Bank Auto Loan Rates
Franklin Bank auto loans start at 6.00% APR for a new vehicle and 7.00% for a used one. Rates checked October 22, 2026.
How Franklin Bank’s auto loan rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Franklin Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Franklin Bank
6.00%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- None included
New Auto Loan
Lowest rate
GE Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
Franklin Bank auto loan score
63
Auto loan score
Higher than 9% of U.S. banks and credit unions
- New vehicleNew6.00%
- Used vehicleUsed7.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Franklin Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loan
All loan requests are subject to credit approval. Add .50% if the loan payment is not automatically deducted from a Franklin Bank checking account. Add .50% to the rate for a 72 month term for new cars only.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 6.00% | Credit score 700 and above. Payment per $1,000 monthly is $16.57. |
| up to 72 months | 6.25% | Credit score 651-699. Payment per $1,000 monthly is $16.69. |
| up to 72 months | 6.50% | Credit score 650 and under. Payment per $1,000 monthly is $16.81. |
Sources (2)
All captured Oct 7, 2026
Used Auto Loan
All loan requests are subject to credit approval. Add .50% if the loan payment is not automatically deducted from a Franklin Bank checking account.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 7.00% | Credit score 700 and over. Payment per $1,000 monthly is $19.80. |
| up to 60 months | 7.25% | Credit score 651-699. Payment per $1,000 monthly is $19.92. |
Sources (2)
All captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.