Credit union · NCUA insured
Fox Valley Credit Union Credit Card Rates
Top CarrotFox Valley Credit Union credit cards start at 7.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Fox Valley Credit Union’s credit card rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Fox Valley Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Fox Valley Credit Union
7.99%APR
- Up to
- 21.99% APR
VISA Credit Cards
Lowest rate
American Broadcast Employees FCU
6.99%APR
- Up to
- —
2nd-lowest rate
Chiphone Federal Credit Union
7.90%APR
- Up to
- —
Fox Valley Credit Union credit card score
93
Credit card score
Higher than 94% of U.S. banks and credit unions
- Purchase APRPurchase APR7.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Fox Valley Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Cards
No annual fee. Credit limits and credit card rates are based on the member's credit score. Member loyalty discount does not apply to credit cards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.99%–21.99% | None | Rates are based on the member's credit score. No annual fee. |
| Ongoing | 5.90% | None | Fall Rates Special offer as low as 5.90% APR on balance transfers to a Fox Valley Credit Union Visa Credit Card. No annual fee. |
Sources (3)
All captured Oct 16, 2026
Who can join Fox Valley Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in Aurora, Montgomery, or Kendall County.
Employers and groups
- Membership is open to employees of several Select Employer Groups (SEGs), including Burlington Northern Santa-Fe Railway and The Dial Corporation (and their affiliates).
Family and household
- Family members (defined as mother, father, brother, sister, children) of members can join even if living outside the area.
Cost to join
- An initial and minimum share deposit into a savings account is required for membership.
Membership information collected October 5, 2026.