Credit union · NCUA insured
FORUM Credit Union Credit Card Rates
Top CarrotFORUM Credit Union credit card rates start at 10.74% APR. Rates checked October 15, 2026.
How FORUM Credit Union’s credit card rates compare
Compared with banks and credit unions near Indianapolis, IN, where FORUM Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
FORUM Credit Union
– –
No ongoing APR published
Lowest rate
Christian Family Credit Union
8.90%APR
2nd-lowest rate
Firefighters Credit Union
8.90%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
MasterCard Credit Card
No annual fee, no foreign transaction fees, no balance transfer fees, and no cash advance fee. Variable rates apply based on creditworthiness. Variable APR varies with the market based on the Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 2.99% | None | 2.99% Introductory APR for qualifying members for 12 months (one year from account opening) on purchases, balance transfers, and cash advances. |
| Ongoing | 10.74% | None | Tier A+ and A; Maximum Credit Limit $25,000; Margin +3.99%; Min APR (Floor) 3.99%; Max APR 21.00%. Variable APR based on Prime Rate. Introductory rate 2.99%. |
| Ongoing | 12.74% | None | Tier B; Maximum Credit Limit $20,000; Margin +5.99%; Min APR (Floor) 5.99%; Max APR 21.00%. Variable APR based on Prime Rate. Introductory rate 2.99%. |
| Ongoing | 16.74% | None | Tier C; Maximum Credit Limit $15,000; Margin +9.99%; Min APR (Floor) 9.99%; Max APR 21.00%. Variable APR based on Prime Rate. Introductory rate 2.99%. |
| Ongoing | 10.99%–16.99% | None | Standard variable post-introductory APR for purchases, balance transfers, and cash advances, based on creditworthiness. Variable APR varies with the market based on the Prime Rate. |
Sources (4)
- forumcu.com/loans
- forumcu.com/loans/credit-card
- forumcu.com/loans/credit-card/disclosure
- forumcu.com/rates
All captured Oct 15, 2026
Who can join FORUM Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.