Credit union · NCUA insured
Fortera Credit Union Credit Card Rates
Top CarrotFortera Credit Union credit cards start at 13.49% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Fortera Credit Union’s credit card rates compare
Compared with banks and credit unions near Clarksville, TN-KY, where Fortera Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Fortera Credit Union
13.49%APR
- Up to
- 18.00% APR
Power Card
Lowest rate
Gateway Credit Union
8.90%APR
- Up to
- —
2nd-lowest rate
Navy Federal Credit Union
10.24%APR
- Up to
- 18.00% APR
Fortera Credit Union credit card score
66
Credit card score
Higher than 15% of U.S. banks and credit unions
- Purchase APRPurchase APR13.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Fortera Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Core Card (Secured)
Secured credit card requiring a deposit equal to the card limit at opening. Annual fee waived. Credit limit ranges from $300 to $40,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.25% | None | Deposit equal to card limit required at account opening. Annual fee is waived. Credit limit $300 - $40,000. Subject to approval. |
Sources (3)
- forteracu.com/banking/personal/credit-cards
- forteracu.com/banking/personal…t-cards/core-credit-card
- forteracu.com/rates
All captured Oct 5, 2026
Power Card
Credit limit ranges from $300 to $40,000. All loans subject to approval. APR based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.49%–18.00% | None | Credit limit: $300 - $40,000. All loans are subject to approval. Rates, terms, and conditions are subject to change. |
Sources (2)
All captured Oct 5, 2026
Select Card
Credit limit ranges from $300 to $40,000. All loans subject to approval. APR based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.65%–18.00% | None | Credit limit: $300 - $40,000. All loans are subject to approval. Rates, terms, and conditions are subject to change. |
Sources (3)
- forteracu.com/banking/personal…cards/select-credit-card
- forteracu.com/banking/personal/credit-cards
- forteracu.com/rates
All captured Oct 5, 2026
World Card
Credit limit ranges from $300 to $40,000. All loans subject to approval. APR based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.49%–18.00% | None | Credit limit: $300 - $40,000. All loans are subject to approval. Rates, terms, and conditions are subject to change. |
Sources (3)
- forteracu.com/banking/personal…-cards/world-credit-card
- forteracu.com/banking/personal/credit-cards
- forteracu.com/rates
All captured Oct 5, 2026
Who can join Fortera Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to anyone who lives, works, worships, or attends school in Fortera's service regions in Tennessee (Montgomery, Stewart, Chester, Decatur, Lewis, McNairy, and Perry counties) or Kentucky (Christian, Trigg, Todd, McLean, and Webster counties).
Employers and groups
- Membership is available through a qualifying association membership, with Fortera covering the membership fee.
- Membership is available by joining an affiliated partner.
Family and household
- Membership is open to individuals who have an immediate family member who is a Fortera member.
Membership information collected October 5, 2026.