Credit union · NCUA insured
Fort Bragg Federal Credit Union Savings Rates
Fort Bragg Federal Credit Union’s best savings rate is 3.00% APY, with its Money Market, with extra requirements. Rates checked October 22, 2026.
How Fort Bragg Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Fayetteville, NC, where Fort Bragg Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Fort Bragg Federal Credit Union
3.00%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $300
Money Market
Top rate
Sharonview Federal Credit Union
3.20%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $320
3rd-highest rate
PenFed Credit Union
2.70%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $270
Fort Bragg Federal Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0003.00%
- $100,000 balance$100,0003.00%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Fort Bragg Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
3.00%APY
Dividends calculated and paid monthly based on Average Daily Balance (ADB). Earned on entire ADB if greater than $5,000; if below $5,000, a $10 monthly fee is assessed and no dividends are earned. Does not permit debit card access, check writing, or BillPay payments. May not be used for overdraft protection or loan collateral. 6 free withdrawals/transfers per month ($25 per month thereafter).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 – $250,000Earns 3.00% APY on ADB between $5,000 and $249,999.99. Minimum $5,000 opening balance. $10 monthly fee if ADB falls below $5,000. | 3.00% | $300 | Earns 3.00% APY on ADB between $5,000 and $249,999.99. Minimum $5,000 opening balance. $10 monthly fee if ADB falls below $5,000. |
| $250,000 and upDividend rate is 0.25% on balances $250,000 or greater, resulting in a blended APY (e.g., 2.54% APY on an ADB of $300,000). Minimum $5,000 opening balance. $10 monthly fee if ADB falls below $5,000. | 0.25% | — | Dividend rate is 0.25% on balances $250,000 or greater, resulting in a blended APY (e.g., 2.54% APY on an ADB of $300,000). Minimum $5,000 opening balance. $10 monthly fee if ADB falls below $5,000. |
Regular Share
0.20%APY on $10,000
Requires a low minimum balance of just $5 to maintain membership. Earn dividends on average daily balances of $5 or more. Dividends compounded monthly. Dividends on Savings are determined by dividing the Average Daily Balance (ADB) among each tier, and the accumulated amount is applied monthly. When the average daily balance includes multiple tiers, the resulting Annual Percentage Yield (APY) is blended. The calculated APY assumes an ADB of $500,000.
| Part of the balance | Rate on that part |
|---|---|
| Up to $50,000 | 0.20% |
| $50,000 – $150,000 | 0.30% |
| $150,000 and up | 0.45% |
On $10,000 the tiers blend to about 0.20% APY, earning $20 a year.
Special-purpose accounts
IRA Share Account
0.65%APY
An IRA Share Account works like a regular share savings account, allowing you to make deposits at your own pace via cash or payroll deduction. Available as Traditional IRA or Roth IRA.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.65% | $65 |
Holiday Club
0.25%APY
Earn dividends on average daily balances of $5 or more. Funds and dividends are automatically available on October 1 each year (or transferred December 1 to savings). Withdraw funds anytime (a $5 fee applies to each withdrawal made January 1 – September 30).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.25% | $25 |
Skyward Savings
0.25%APY
For children from birth through age 18. Parent/guardian co-sign required. Monthly compounded dividends.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25,000 | 0.25% | $25 |
Who can join Fort Bragg Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Military or not, serves everyone in Cumberland, Moore, Harnett, Hoke, Lee, Robeson, and Scotland Counties.
Membership information collected October 4, 2026.