Credit union · NCUA insured
Fort Bragg Federal Credit Union CD Rates
A $682.8M credit union headquartered in Fort Bragg, NC, with 35,348 members and 5 branches in North Carolina.
How Fort Bragg Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Fayetteville, NC, where Fort Bragg Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Fort Bragg Federal Credit Union
3.75%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $764
Individual Retirement Account (IRA) Certificate
Top rate
State Employees' Credit Union
4.30%APY
- Term
- 18 months
- Minimum
- $250
- Earns on $10,000
- $652
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Individual Retirement Account (IRA) Certificate
Up to 3.75%APY · 7 terms
Periodic interest is compounded monthly and credited monthly. The step‐up option allows the interest rate of the CD to increase one time during the term without penalty and is available when the original term of the CD is 24 months or greater AND the original investment amount is $5,000 or greater. At maturity, the CD will automatically renew at the original certificate term or less, and at the prevailing rate. APY is accurate as of the date indicated above and applies to the initial term of your CD. Early withdrawal penalty: When the term is 24 months or less, the penalty is a loss of 90 days of dividends on the amount withdrawn AND if closed, a $25 Administrative Fee. When the term is greater than 24 months, the penalty is a loss of 180 days of dividends on the amount withdrawn AND if closed, a $25 Administrative Fee.
| Term | APY · $500 and up | APY · $25,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsFixed rate; regular term | 1.00% | — | 1.00% | $25 |
| 6 monthsFixed rate; regular term | 3.50% | — | 3.50% | $173 |
| 12 monthsFixed rate; jumbo term | — | 3.80% | —3.80% from $25k | — |
| 12 monthsFixed rate; regular term | 3.70% | — | 3.70% | $370 |
| 24 monthsFixed rate; jumbo term | — | 3.85% | —3.85% from $25k | — |
| 24 monthsFixed rate; regular term | 3.75% | — | 3.75% | $764 |
| 36 monthsFixed rate; jumbo term | — | 3.25% | —3.25% from $25k | — |
| 36 monthsFixed rate; regular term | 3.15% | — | 3.15% | $975 |
| 48 monthsFixed rate; jumbo term | — | 3.30% | —3.30% from $25k | — |
| 48 monthsFixed rate; regular term | 3.20% | — | 3.20% | $1,343 |
| 60 monthsFixed rate; jumbo term | — | 3.35% | —3.35% from $25k | — |
| 60 monthsFixed rate; regular term | 3.25% | — | 3.25% | $1,734 |
Term Share Certificate (Non-IRA)
Up to 3.75%APY · 7 terms
Periodic interest is compounded monthly and credited monthly. The step‐up option allows the interest rate of the CD to increase one time during the term without penalty and is available when the original term of the CD is 24 months or greater AND the original investment amount is $5,000 or greater. At maturity, the CD will automatically renew at the original certificate term or less, and at the prevailing rate. APY is accurate as of the date indicated above and applies to the initial term of your CD. Early withdrawal penalty: When the term is 24 months or less, the penalty is a loss of 90 days of dividends on the amount withdrawn. When the term is greater than 24 months, the penalty is a loss of 180 days of dividends on the amount withdrawn.
| Term | APY · $500 and up | APY · $25,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsFixed rate; regular term | 1.00% | — | 1.00% | $25 |
| 6 monthsFixed rate; regular term | 3.50% | — | 3.50% | $173 |
| 12 monthsFixed rate; jumbo term | — | 3.80% | —3.80% from $25k | — |
| 12 monthsFixed rate; regular term | 3.70% | — | 3.70% | $370 |
| 24 monthsFixed rate; jumbo term | — | 3.85% | —3.85% from $25k | — |
| 24 monthsFixed rate; regular term | 3.75% | — | 3.75% | $764 |
| 36 monthsFixed rate; jumbo term | — | 3.25% | —3.25% from $25k | — |
| 36 monthsFixed rate; regular term | 3.15% | — | 3.15% | $975 |
| 48 monthsFixed rate; jumbo term | — | 3.30% | —3.30% from $25k | — |
| 48 monthsFixed rate; regular term | 3.20% | — | 3.20% | $1,343 |
| 60 monthsFixed rate; jumbo term | — | 3.35% | —3.35% from $25k | — |
| 60 monthsFixed rate; regular term | 3.25% | — | 3.25% | $1,734 |
Who can join Fort Bragg Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Military or not, serves everyone in Cumberland, Moore, Harnett, Hoke, Lee, Robeson, and Scotland Counties.
Membership information collected October 4, 2026.