Bank · FDIC insured
FNB South Credit Card Rates
FNB South credit card rates start at 13.00% APR. Rates checked October 22, 2026.
How FNB South’s credit card rates compare
Compared with banks and credit unions in Georgia, where FNB South has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
FNB South
– –
- Up to
- —
No ongoing APR published
Lowest rate
Lanier Federal Credit Union
7.90%APR
- Up to
- 14.90% APR
2nd-lowest rate
MyGeorgia Credit Union
7.90%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Mastercard® Platinum
For customers with above-average credit history. Applications reviewed only for credit from Ben Hill and the immediate surrounding counties.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.00% | None | Tier 1: APR of 13.00% and 1.5% cashback on all purchases and cash withdrawals. All APR rates are based on current Prime Rate and subject to change. |
| Ongoing | 15.00% | None | Tier 2: APR of 15.00% and 1% cashback on all purchases. All APR rates are based on current Prime Rate and subject to change. |
Sources (1)
- fnbsouth.net/Personal/Personal-Credit-Cards · captured Oct 7, 2026
Mastercard® Standard
Applications reviewed only for credit from Ben Hill and the immediate surrounding counties.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.00% | None | APR of 16% for purchases and cash withdrawals. Based on current Prime Rate and subject to change. Standard card option for less than perfect credit, no rewards, lower credit limit, or secure card option for little to no credit history. |
Sources (1)
- fnbsouth.net/Personal/Personal-Credit-Cards · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.