Bank · FDIC insured
Five Rivers Bank CD Rates
Five Rivers Bank’s best CD rate is 4.50% APY on a 9-month CD, with extra requirements. Terms run from 9 months to 1 year. Rates checked October 22, 2026.
How Five Rivers Bank’s CD rates compare
Compared with banks and credit unions near New York, NY-NJ, where Five Rivers Bank has the most branches. $10,000, best rate first.
This bank’s best
Five Rivers Bank
4.50%APY
- Term
- 9 months
- Requires
- Conditions apply
- Minimum
- $500
- Earns on $10,000
- $336
Certificates of Deposit
Top rate
Liberty Bank of New Jersey
5.00%APY
- Term
- 4 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $164
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $457
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
4.50%APY · 2 terms
Minimum deposit to open and obtain stated APY is $500. CD will automatically renew on maturity at the current APY for that term. Penalty will be assessed for early withdrawal and could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsOffer valid through July 4, 2026. Contact us for other competitive rates. Interest compounded daily. Min deposit to obtain stated APY is $500 | 4.50% | $336 |
| 12 monthsOffer valid through July 4, 2026. Contact us for other competitive rates. Interest compounded daily. Min deposit to obtain stated APY is $500 | 4.50% | $450 |
Sources (3)
- fiveriversbank.com
- fiveriversbank.com/documents/t…-time-deposit-disclosure
- fiveriversbank.com/documents/t…-time-deposit-disclosure
All captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.